Dividend reinvestment — how to grow your shareholdings painlessly:
– Mercury Energy has just started a plan — why I signed up
– Other companies that offer them, and a couple that don’t
– Why take part? Costs, convenience, dollar cost averaging
– When not to: Use dividends for income, concentration of shareholdings
Q&As:
– Please don’t let your partner run your money without your input
– Comparing KiwiSaver and non-KiwiSaver funds
– Laddering term deposits a great way to invest low-risk money — and what are Term PIEs?
– How do NZ-owned banks compare with overseas-owned ones?
– How high inflation affects low-risk savings
Q&As:
– Million-dollar mortgage is quite enough
– Weighing up investing versus extra mortgage payments
– Mortgage adviser can tell reader if she can make home ownership work
– KiwiSaver performance fees come with worries
– Experienced landlord gives us the numbers
Why EVERYONE should be in KiwiSaver, and how to do KiwiSaver best
– Why it’s very hard to beat
– Not contributing?
– Works well for over 65s
– Check “Getting a KS WOF” here. Get it right and then you can leave it alone for years
– Default funds now very attractive
– KiwiSaver for children
Q&As:
– Where to keep money for jewellery while awaiting Italian trip …
– … And where to keep it while awaiting a house purchase
– Give money to grandkids rather than their parents
– Invest a lump sum now, or wait?
– A few more “money rules”, and a source revealed
– Good Samaritan helps out last week’s struggling tourism operator
Q&As:
– Covid-hit couple struggle to get a loan …
– … while another family finds solutions
– Short-term share performance is irrelevant
– Get used to volatility or move out and stay out
– 45 financial rules
Did you pass the test?
– What happens when share market wobbles
– Younger investors more prone to making bad moves
– Don’t try to time markets, research shows
– House prices wobble too — and returns not always as good
– Conclusion — if you move, stay moved!
I’m worried. While it’s great to see many new people getting into investing in shares, and others taking more interest in their KiwiSaver accounts as their balances grow, they could be riding for a fall.
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
Money and couples — Part 2: Survey results, and how to do it well
NZ survey:
– Young are worse
– All income groups
– Causes of money problems
Research on successful relationships:
– Debt
– Equal access
– Talking to one another
– Large purchases