NZ Herald 16 April 2005
Q&As: Woman can get her dream property — if she makes some sacrifices; What does finance company gearing mean?; Who hears a will being read?
Holm Truths Autumn 2005
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save. Also in this issue: From the Mailbox — Is home ownership so great?
NZ Herald 9 April 2005
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
The Investor 5 April 2005
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
NZ Herald 2 April 2005
Q&As: Different banks’ policies on early repayment of fixed mortgages; The man in last week’s Q&A could stick with properties.
NZ Herald 26 March 2005
Q&As: Man in mid 50s can afford to drop out — but what about emotionally?; Is reader silly to stick with renting?
The Investor 22 March 2005
Rentals not necessarily as good as they seem. Rental property is sometimes an excellent investment. There, I’ve said it, for all those who reckon I’m anti-rentals! Often, though, rentals are not quite as good as people think — and not just because the tax breaks are over-rated, as I said in my last column.
NZ Herald 19 March 2005
Q&As: Tips for a 12-year-old on how to save; A revolving credit mortgage might be just the thing; One way to spot a leaky home.
NZ Herald 12 March 2005
Q&As: Student’s letter is real! Some students DO invest their loan money; Who can help home buyers spot a leaky home?
The Investor 8 March 2005
Rental property tax breaks don’t amount to much. I don’t get it. Politicians and economists have been complaining lately that rental property has tax advantages over shares. It’s hardly a new claim. But what are these advantages — beyond depreciation, which is vastly overrated?