NZ Herald 9 April 2005
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
Q&As: Different banks’ policies on early repayment of fixed mortgages; The man in last week’s Q&A could stick with properties.
Q&As: Man in mid 50s can afford to drop out — but what about emotionally?; Is reader silly to stick with renting?
Rentals not necessarily as good as they seem. Rental property is sometimes an excellent investment. There, I’ve said it, for all those who reckon I’m anti-rentals! Often, though, rentals are not quite as good as people think — and not just because the tax breaks are over-rated, as I said in my last column.
Q&As: Tips for a 12-year-old on how to save; A revolving credit mortgage might be just the thing; One way to spot a leaky home.
Q&As: Student’s letter is real! Some students DO invest their loan money; Who can help home buyers spot a leaky home?
Rental property tax breaks don’t amount to much. I don’t get it. Politicians and economists have been complaining lately that rental property has tax advantages over shares. It’s hardly a new claim. But what are these advantages — beyond depreciation, which is vastly overrated?
Q&As: How to invest a student loan, and SHOULD you?; Where can you get an apartment for $100,000?; Bonds may beat term deposits, even for the short term.
Q&As: Should single Mum renovate, rent our her house and move elsewhere, or move to a cheaper house?; Share trader’s early success won’t last.