Holm Truths Winter 2005
Seize the chance: A great way to boost your savings. Also in this issue: From the Mailbox — Investment as retirement approaches.
Seize the chance: A great way to boost your savings. Also in this issue: From the Mailbox — Investment as retirement approaches.
Complexity of financial products no accident. Confirmation, at last, of what we’ve suspected all along: Providers of financial products may deliberately make them sound complicated.
Q&As: Is geared rental property right for everyone?; Perhaps the woman last week should wait befoe buying a house.
Q&As: Should woman buy a home now, despite Economist warnings?; A couple explores housing options; House prices falling in Australia.
House prices should worry reader. I’ve just re-read an email from a reader, and it concerns me — especially in light of a recent Economist cover story. The reader put $80,000 into two rental properties six years ago, and it has turned into $255,000, “with very little effort on our part.”
Q&As: Should you sell your house and buy again after prices fall?; The best way to rebalance your investments after the markets put them out of balance; How to measure inflation.
Q&As: When does tax on capital gains apply to share investors?; When can share investors deduct newspapers and investment reports?; Are shops allowed to charge more if you use a Visa card?; The role of luck in house price rises.
Investing offhore not as risky as it seems. It’s an oft-quoted excuse for not investing offshore: If you do, you take on foreign exchange risk. But is it really risky?
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
Q&As: 2 on renting v home ownership — including the psychology of the choice; The professor who set last week’s question gives me a grade, and notes that house prices have fallen lots elsewhere.