The Investor 6 February 2007
Help for those in debt. Repaying high-interest debt is sometimes called the best investment. And there’s a way to do it that, I suspect, many people don’t know about.
Help for those in debt. Repaying high-interest debt is sometimes called the best investment. And there’s a way to do it that, I suspect, many people don’t know about.
Q&As: Unlucky reader challenges the value of index funds; Questions galore on the $50,000 threshold in the new international share tax regime; How to get historical foreign exchange data for calculating that threshold.
Q&As: Unclaimed money may be yours!; Options for couple retiring with $200,000 and no house; More on the index/active share fund debate — the theory and how it works in NZ.
It’s the same old song. New data confirm the same old messages about share investing: hang in there, and diversify.
Q&As: Are index funds, which I recommend, inferior share fund investments, as Herald columnist Brian Gaynor claims?; A small New Zealand town has it all, a resident claims!
Q&As: Options for a newly retired couple with $200,000 and no home include part-time work, buying a home with a flat attached, an interest-only mortgage and equity release; Two Q&As on which investments are affected by the new tax law on international shares, and how it will work for investors.
The other B word: While some people find it easy to follow a budget, others struggle. Here are some tips for the latter group. Also in this issue: From the Mailbox — Couple who sold their house save heaps by renting. But should they wait for a price fall before buying again?
Q&As: Should man, 64, get student loan for the income, given that he probably won’t ever repay it?; Passing shares down the generations has good and bad points; Why did GPG get an exemption from the new international share tax rules?; Woman makes great progress in one short year; New charity aims to help children help themselves.
Q&As: Should retired couple invest in a commercial property? Why take on that risk?; Can we predict NZ dollar movements?; When is it best to change money from US to NZ currency; A US website that evaluates international charities; Yet another charity offers a Christmas gift programme. Plus: Win a ticket to a seminar.
The investment games people play. Let’s say you’re playing a game in which everyone has been given $20. In each round, you choose whether or not to put in $1, and a coin is then tossed. If it’s heads, you get back $2.50. If it’s tails, you lose your $1. How often would you put in a dollar?