RNZ Radio 5 March 2026
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
Q&As:
– Woman, 63, plans to live in caravan…
– … Couple who do that wonder about selling the house they rent out
– Do inflation numbers take shrinkflation into account?
– How to find a financial adviser
– I goofed up on a student loan moral issue
How to pick the best KiwiSaver fund for you
4 steps: (Also applies to non-KiwiSaver funds)
1. Most important: Work out your risk level
2. Choose a fund at your risk level — including why you should largely ignore past returns
3. Other info on Smart Investor
4. Check the ethics of funds
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Is gold a good investment? And silver and bitcoin?
– Recently all down lots. Why?
– Gold compared with shares long term — not good
– Can be good diversification — but in a small way
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?
Q&As:
– How to keep inheritance out of relationship property
– 2 Q&As on living in a retirement village
– What’s wrong with so many New Zealanders?
– See you next year — and tips on getting your letter published
Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage
Q&As:
– How 22-year-old should handle inheritance
– Could NZ funds fail, as they did in Australia?
– Sell 80-year-old’s home, or get reverse mortgage?
– And is 75 too young for such a mortgage?
– How much caution in retirement?
Q&As:
– Couple in 70s sell home to fund retirement fun
– While couple in 50s may choose to stay renting
– How young reader may get into housing market
– Where are those tiny KiwiSaver fees?