Articles & Audio

NZ Herald 11 October 2025

Q&As:
– Renting out a bach can be complicated
– Don’t give bank account number to a possible scammer
– Defining managed, active and passive funds
– Problems with proving who you are
– Rare praise for a bank

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RNZ Radio 9 October 2025

Winners of 10 copies of updated edition of “Rich Enough? A Laid-back Guide for Every Kiwi”

Celebrating 10 years of RNZ segment. Contestants had to write what they learnt from it, in 60 words or less.
Themes include:
– Save regular small amount by direct credit
– Make a will
– Repay debt
– Spend on fun in retirement
– Ladder term deposits
– Leave KiwiSaver alone in downturns
– KiwiSaver works well for self-employed

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NZ Herald 4 October 2025

Q&As:
– A bank account for a couch surfer
– No, it’s not me! Scam warning
– Reader excited by recent returns …
– … While another gets a little bit brave
– Now retired, we’re selling our rental
– Is renting out bach a good idea?

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RNZ Radio 25 September 2025

Why it’s best to choose low-fee funds over high-performing funds
– But first: 10th anniversary of this segment coming up. Here’s how to win a book!
– Research shows 2024 was a great year for NZ-based world share funds…
– … and NZ share funds did well too
– But was your fund’s performance all that strong? Most funds did worse than the share index.
– Especially true with long-term returns
– Adjustments for survivorship bias — many funds closed down
– Conclusion: Outperformance doesn’t last. Choose low-fee funds.

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NZ Herald 20 September 2025

Q&As:
– Buying a rental not a good idea for 69-year-old
– A way for kids’ KiwiSavers to grow fast
– Fund closures worry a reader
– Trusts and other depositors covered by compensation scheme
– Smart device required for this bank account

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NZ Herald 13 September 2025

Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach

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RNZ Radio 11 September 2025

Tips on buying a house or apartment
– Now it’s a “buyers’ market” — but don’t try to time markets
– Get a LIM — important info
– See property at different times
– Check the neighbourhood
– Online valuations
– Building inspection
– Negotiating — including auctions
– Very important: be prepared to walk away. There are always other good houses!

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NZ Herald 6 September 2025

Q&As:
– Deposit compensation up and running
– What if someone pulls out of the scheme?
– KiwiSaver total remuneration defended
– What’s fair for over-65s in KiwiSaver?
– Total remuneration tempts people, who will later regret it
– Best way to self insure for health costs
– Couple has been lucky with health — so far!

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NZ Herald 30 August 2025

Q&As:
– Biggest KiwiSaver provider ANZ’s policy not good for employees
– Couple are perfect candidates for reverse mortgage
– Are health insurance premiums negotiable?
– Some fans of health insurance

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