Q&As:
– Should 78-year-old sell her home to neighbours and rent from them?
– Life insurance no longer needed
– Does CPI inflation include surcharges?
– Modern caravans not like the old days
– Many ideas for spending inheritance
– 2 Q&As on ethics around student loans
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
Q&As:
– Woman, 63, plans to live in caravan…
– … Couple who do that wonder about selling the house they rent out
– Do inflation numbers take shrinkflation into account?
– How to find a financial adviser
– I goofed up on a student loan moral issue
How to pick the best KiwiSaver fund for you
4 steps: (Also applies to non-KiwiSaver funds)
1. Most important: Work out your risk level
2. Choose a fund at your risk level — including why you should largely ignore past returns
3. Other info on Smart Investor
4. Check the ethics of funds
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Is gold a good investment? And silver and bitcoin?
– Recently all down lots. Why?
– Gold compared with shares long term — not good
– Can be good diversification — but in a small way
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?