Q&As: A free panel discussion on investment risk; How couple might sort their conflicting ideas about saving; Can reader get KiwiSaver first home help after his trust has already bought a house?; Worries about having your mortgage and KiwiSaver with your bank probably unfounded.
Q&As: How to find out who your KiwiSaver provider is, if you’ve forgotten; Concentration on just the Kiwi/US exchange rate leaves a traveller wondering; Confusion over KiwiSaver first home help; Can one partner get first home help when the other doesn’t qualify?; Is this a good time to buy a home in Christchurch?
Q&As: Take a lot of notice of KiwiSaver fees; Employees can easily contribute extra to KiwiSaver; When is a 25-year mortgage really a 20-year mortgage?; When can people who owe tax get away with not paying it?; Online tax calculator now includes ACC levy.
Q&As: Gold fans no longer to be seen now price has plummeted; Reader wishes she’d never heard of tax refund company; Alternative to KiwiSaver for 67-year-old; Is Buffett a better bet than an index fund?
Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.
A different style of column this week: Political parties’ policies on KiwiSaver and NZ Super.
Q&As: Lessons for investor after double whammy hits index fund; Is now a good time to get into an index fund?; Details of Labour’s capital gains tax yet to come; A tax idea that probably wouldn’t work; How did retired widow get such a big KiwiSaver balance?
Q&As: Poor performance not a good reason to switch KiwiSaver funds; The pros and cons of a capital gains tax; Too little info on Labour’s capital gains tax?; Would the tax allow for inflation? Yes and no.
Q&As: How Labour’s proposed capital gains tax would work; Complications on withdrawing KiwiSaver money in retirement; Reader’s choice years ago affects his pension; Second thoughts on Canadian pensions and NZ Super; Why campaign calls for different tax on KiwiSaver and term deposits.
Q&As: Now is the time to buy a car, says industry expert; Correction on how Labour would tax KiwiSaver; Clarifying proposed tax change to KiwiSaver; Could incentives go if KiwiSaver becomes compulsory?; Employer contributions to KiwiSaver reduced by tax; How overseas pensions funded by payroll deductions interact with NZ Super.