Q&As: Wisdom for bankrupt couple from one who has been there; How to find ethical funds in the KiwiSaver Fund Finder; Dangerous issue with last week’s picture; Stop tampering with KiwiSaver; Last column of the year and thanks to correspondents.
Q&As: The problem with do-it-yourself annuities; Employee super schemes still offer annuities; How new tool helps you choose a KiwiSaver provider; 3 Q&As give advice to bankrupt couple from those who have been there.
Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.
Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.
Q&As: New KiwiSaver comparison tool gets around problems with fees; An acknowledgement, and a defence of my way of measuring share performance; Sorry, but you can’t deduct interest on your home mortgage.
Q&As: Boss’s share strategy might work — but it’s risky; Should everyone grow their own veggies?; Bankrupt couple should use their networks; When “attributable” is not attributable; A useful tip about grammar; Strong feelings on grammar; This topic is now closed.
Q&As: Bankrupt couple could make a new start in a small town…; And another reader has an idea for a job for them…; And yet another reader suggests trying the Australian outback; How capital gains tax would work for family with two homes and trusts; Younger reader asks for a stop to school marm comments about grammar.
Q&As: Why a 5-year fixed mortgage rate might be better than a 3-year one; 5 Q&As — Ideas for couple who have been through bankruptcy: take in students, do phone surveys, get a live-in position, write e-books, babysit; Grammar granny strikes opposition; Employers should respond to job applicants.
Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.
Q&As: A rule of thumb on which type of mortgage; Don’t take unnecessary gamble on house prices; When is a capital gain really a gain?; Some comfort for immigrant family on taxes; KiwiSaver for a mum at home with children.