Q&As: Are shares still the best long-term investment, despite recent results?; Investing in bank term deposits has its own risk — that of inflation eating into returns; Older job applicants might want to play down their age on their CV; Volunteering overseas an option for couple in their 60s who can’t find jobs.
Q&As: The “who and how” of KiwiSaver withdrawals before retirement — including what happens if you go bankrupt; Was the recent advice on tax for buskers correct, or is their income donations?; Two readers suggest a short-term approach to employment for 60ish couple made redundant; Meaningful Christmas gifts.
Two thoughts about Christmas shopping. Look at any graph of credit card spending over the years and you see a clear pattern — spikes each December as we put Christmas gifts, food and drink and holiday spending on our cards.
Q&As: Help needed for couple in early 60s who can’t find jobs; KiwiSaver member really needs to get her money out — and she should be able to; It’s always better if your KiwiSaver fund grows; Did Voltaire actually say it — and does it matter?
Too many KiwiSaver non-contributors miss out on the good stuff. Not far from half of all members of KiwiSaver are not contributing regularly to the scheme — whether they be employees on a contributions holiday or non-employees who are simply not putting money in. What a pity.
Q&As: Teen busker should be filing a tax return; Reader shows how not to choose a KiwiSaver fund; Voltaire quote last week hit the spot; Researcher reports on surprisingly high chance of ending up in a rest home.