The Investor 15 April 2008
3 ways that KiwiSaver just got even better. This month is a big one for KiwiSaver, with several changes taking effect that make the scheme more attractive — including a little publicised tax break.
3 ways that KiwiSaver just got even better. This month is a big one for KiwiSaver, with several changes taking effect that make the scheme more attractive — including a little publicised tax break.
Q&As: 3 Q&As on whether New Zealand banks are safe, whether it’s best to spread your money around several banks, and bank credit ratings; Should entrepreneurial types stay out of KiwiSaver?
Q&As: The best KiwiSaver fund for a 23-year-old depends on her house-buying plans; Angry Blue Chip investor muddles my opinion with a reader’s opinion; A reader suggests why online tax payments sometimes go wrong.
In defence of writing lots about KiwiSaver. No journalist likes to be accused of doing PR for the government. So when the editor of one of the newspapers that runs this column recently suggested I was “championing” KiwiSaver, it got me thinking.
Q&As: Do Blue Chip, finance company and other investment victims deserve what’s happened?; 2 Q&As on “nicer” ways to invest than rental property; Electronic tax payment problems not common.
Q&As: A landlord can’t understand why others dislike landlords; 4 Q&As on tax and rental properties, including comments on the role of politicians.
Choices for those hit by mortgage rate rises. The offers are already being made to people facing big mortgage interest rises. “If your lender won’t renegotiate, we’ve got deals that will lower your payments,” they say. Are these deals any good?
Q&As: Two readers sound off about ring fencing rental property tax losses, and a third puts it all in historical perspective; Another reader worries about the difficulties of making tax payments online.
Q&As: A landlord’s threats are perhaps a little hasty — but he has a point; A KiwiSaver misunderstands the ups and downs of the market; Are property shares a good option for young man saving to buy his first home?
What a difference a year or two makes. Most people have lists — either written or in their heads — of things to do, and certain items never seem to make it to the top. If one of those is to join KiwiSaver, push it to Number One promptly. Delay is probably costing you much more than you realise — unless you are 60 to 64.