Q&As:
– Grumpy share investor looks at too short a period
– Setting up KiwiSaver for the grandkids
– Another side to last week’s inheritance story
– Don’t be too tough on landlords!
– Can still get NZ Super when overseas
– Reader inadvertently broke KiwiSaver rules
Why you should choose index funds or ETFs (exchange traded funds)
– What are they? How they differ from other, active share funds.
– NZ research on why they beat active funds over longer term
– International funds are better
– How to find KiwiSaver index funds
– How to find exchange traded funds
– Money Month on Sorted.org.nz
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
We’re getting smarter with our KiwiSaver choices
Total funds nearly $100 billion — although dropped in 2022
4 good trends:
– More in growth funds
– More choice for investors
– Fees falling
– Good international investing
Correction about how long it takes employee contributions to reach providers
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– Rental property not always the winner over managed funds
– The risk of borrowing to invest
Readers’ stories about how the column has helped them
– 9 lessons learnt
– Move to growth fund made big difference
– We don’t like shopping!
– “Spend more” message is not for everyone
Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering
Q&A:
– Why 2022 was a rare bad year for KiwiSaver
– Reader misses the point about laddering term deposits
– Some sympathy for banks over credit card payments
– Tax and international shares — not the most important factor
Q&As:
– Australian share market moves like ours, despite industry differences
– One way to deal with Aussie shares if your partner dies…
– … And another
– Banks should teach their staff about laddering
– Is bank over-protective about credit cards?
Q&As:
– You don’t need to own a home to do well financially
– Get rid of Aussie shares says widower
– Reconsider insurance needs as your situation changes
– When switching KiwiSaver providers works best