NZ Herald 20 April 2024
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
KiwiSaver back to positive! Also, new KiwiSaver help for new parents
– Returns January to March positive for almost all KiwiSaver funds
– Are the best short-term funds also the best long-term?
– Main points: Hang in there; higher risk = higher return; never judge by short-term performance
– Government helps KiwiSavers on paid parental leave
What we can learn from the Film Fraud Festival
– Insights from the films and panellist talks
– Warning signs to watch for
– How to check if a company is legit
Unusual KiwiSaver investments
– What are aggressive funds?
– 7 unusual ones
– Who might want to invest in these?
Listeners tell us who they think needs financial help
Entries into our Christmas book giveaway on who you would give my two latest books to, and why
– Themes running through the entries, examples and comments
– The winners
Animal investors — what we can learn from them
These creatures have been picking investments, and mostly doing well:
– Orlando the cat
– Adam Monk the Brazilian monkey
– Lusha the chimpanzee
– A small herd of cows
– Mr Goxx the hamster
How do they do well?
What’s happening here?
Q&As:
– When house seller can say “Take it or leave it” and when they can’t
– 3 correspondents on how long it will be before the share markets rally
– Mum with cancer questions her KiwiSaver withdrawal process
– Nice try, but this is not a way to get around KiwiSaver “total remuneration”
– Nothing new about currencies trying to avoid government regulation
Q&As:
– A spoilt grandson? Set up a contest with him!
– When KiwiSaver government contribution is smaller
– Is it OK to move to higher-risk KiwiSaver fund?
– … How about to a lower-risk fund?
– Don’t stop contributing to KiwiSaver
– One reader does well with Bitcoin
– Buffett on Bitcoin
– Reader worries about others’ Bitcoin “investments”
Q&As:
– Why lower fees for retired KiwiSaver wouldn’t work
– I decline a challenge on market timing
– One reason to use a real estate agent
– How to test if a company is a scam
– Reader “sucked in” more than he realises
Plus:
– Talk on Mistakes Investors Often Make
Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility