Books

A Richer You#1 NZ Bestseller

How to Make the Most of Your Money

“If you read one book to help yourself financially this year, make it this one.”
— Jane Wrightson, Retirement Commissioner
Read more here
$36.99 Order yours now for $31.99
Also available on Kindle, Apple devices (iBooks), Kobo (EPUB), and NOOK
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Why This Book?
PART ONE: THE BASICS – starting out on the right foot
  • The savers
  • The spenders
  • Managing debt
  • House prices – a favourite topic!
  • Playing the mortgage game
  • Deciding about insurance
PART TWO: INVESTMENTS – where to save
  • Which KiwiSaver provider, and which fund?
  • KiwiSavvy – getting the best from the scheme
  • Shares and share funds – a revival?
  • Rental properties – when do they work well?
  • Of bonds and Bitcoin
PART THREE: HOW BEST TO INVEST – strategies
  • Investing versus paying down the mortgage
  • Spreading the risk
  • Rules to invest by
  • It’s about timing
PART FOUR: RETIREMENT – making those hard-earned savings work for you
  • NZ Super – will it change and will it last?
  • Will your KiwiSaver be enough?
  • Investing in retirement – planning it and doing it
  • Planning your retirement spending
  • Making retirement easier
PART FIVE: PEOPLE STUFF – it’s not all about maximizing money
  • Helping the children
  • The young give back
  • Other family issues
  • ‘Can this marriage be saved?’!!
  • Trust-worthy?
  • How to get help that is actually helpful
  • Do what you want!
  • In the end

Mary’s two most recent books can be read in either order. Rich Enough? gives readers eight steps to sort their money. In A Richer You, readers can learn by eavesdropping on the real financial stories of other New Zealanders.

Rich Enough?#1 NZ Bestseller for 7 weeks

Read this one book, set up your money, and get on with your life!

Find out what many in the financial world don’t want you to know. Laid-back investing is not only easier, it can actually make you richer.
Read more here
$36.99 Order yours now for $30.99
Also available on Kindle, Apple devices (iBooks), Kobo (EPUB), and NOOK

Listen to Mary discussing Rich Enough? with Wallace Chapman on RNZ’s Sunday Morning programme:

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Why Do You Want to be Richer?
Step 1: Start now — it’s easy
  • Three ways to get more savings
  • Get going
  • You don’t need a million
Step 2: Kill off high-interest debt
  • Are you a lucky one?
  • Setting a goal
  • The psychology of spending
  • What about the unlucky lucky ones?
  • Be a credit card winner
  • How do student loans fit into all this?
Step 3: Set up insurance — and a rainy day fund
  • Shelter from the storm
  • The emergency fund
Step 4: Join the best KiwiSaver fund for you
  • Under 65 and not in KiwiSaver? No excuses!
  • Why is KiwiSaver so good?
  • Which fund for you?
  • Are you on track with your KiwiSaver savings?
  • Getting the best out of KiwiSaver
  • Ethical funds
  • KiwiSaver for kids
  • Don’t delay joining
Step 5: Boost your saving painlessly — how and where
  • Hot tips on how to become a big saver
  • Where to save — short-term savings
  • Where to save — longer-term savings
  • Not just New Zealand
  • Other investments — individual shares and rental property
  • If you have a problem
  • Steering clear of scams
Step 6: Stay cool
  • Rule 1: spread your risk
  • Rule 2: largely ignore past performance
  • Rule 3: don’t try to time markets
  • Rule 4: never be forced to sell
  • Rule 5: sit back and relax
  • Vive la difference — how men and women invest
Step 7: Head confidently towards retirement — and through it
  • The big picture
  • Setting a savings goal
  • Making it easier
  • Investing during retirement
Step ? (when it’s the right time for you — if ever): Buy a house, or sell one
  • Not planning on home ownership
  • Saving to buy a first home
  • Making the purchase — of a first or subsequent home
  • The mortgage maze
  • Selling a home
One more thing: Do you need personal financial advice?
  • How to find some possible advisers
  • Questions to ask them
  • Meet the candidates for the job of advising you
On happiness

Both A Richer You and Rich Enough? are published by HarperCollins