Term deposits – Mary Holm

RNZ Radio 14 August 2025

mary — Thu, 14 Aug 2025 03:15:12 +0000

Lack of fund is source of stress Priorities with your money How much? Where to save — including idea for those with mortgages How to build a fund A “charity fund”? If you use the money… Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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NZ Herald 9 August 2025

mary — Fri, 08 Aug 2025 12:00:12 +0000

Why rental property is not a great retirement investment What about commercial property? How to handle money when husband going into care Help available for the retired Rule of 72 — when debt doubles QFrom Peter Lewis, vice president of New Zealand Property Investors Federation: Owning residential property in retirement remains a smart and resilient strategy, especially in the face of inflation...

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NZ Herald 19 July 2025

mary — Fri, 18 Jul 2025 12:00:44 +0000

Low-risk way to invest in rentals Another good way to invest in property, but … Easy way to give to charities KiwiSaver versus term deposits in retirement Big KiwiSaver fee savings, and getting risk right Best way to compare KiwiSaver fees QWhat are your thoughts? My dad, an accountant and 78 years old, has been a landlord coming up 55 years, and he’s never once talked about capital...

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NZ Herald 5 July 2025

mary — Fri, 04 Jul 2025 12:00:16 +0000

How rental market works in one apartment block … and in the whole economy Am I biased? And socialist? QI write regarding last week’s letter about landlords being charitable for too long and needing to raise rents. Landlords need to remember that their market is individuals with limits on what they can pay in rent. These individuals are also not a charity to support indigent landlords.

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NZ Herald 24 May 2025

mary — Fri, 23 May 2025 12:00:24 +0000

What, exactly, are bonds? And are they safe? Are bonds no longer behaving as they should? Industry man defends gold Just 2 KiwiSaver providers won’t let you do this Last week’s correspondent “naïve” about tax on rental income QWhy will no one explain all the jargon that surrounds bonds? I have asked you about three or four times to explain bonds, I have asked my stockbroker to explain bonds...

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NZ Herald 17 May 2025

mary — Fri, 16 May 2025 12:00:17 +0000

Gold not the answer for this reader “Should I or shouldn’t I reduce risk?” Couple’s tax idea not fair A reverse mortgage in a retirement village? Can move KiwiSaver overseas with you QI am aged 72, retired two years ago. I have a mortgage-free unit worth about $650,000, and $114,000 in a KiwiSaver conservative fund. I’m too scared to look at the balance as it will have dropped. I also have $40...

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NZ Herald 10 May 2025

mary — Fri, 09 May 2025 12:00:06 +0000

Higher returns but no higher risk? When a KiwiSaver fund falters … … And what about cyberattacks on funds? Why I was negative last week Don’t close KiwiSaver account QI note that the new Depositor Compensation Scheme (DCS) begins in July. Interest.co.nz lists a number of non-bank deposit takers on its Saving page who are covered under this scheme. Many have returns higher than banks (e.g.

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NZ Herald 3 May 2025

mary — Fri, 02 May 2025 12:00:41 +0000

Don’t get too confident about your investment skills A way to compare paying down mortgage vs shares Home loans get easier over time Putting “princely sums” in context KiwiSaver returns over a decade How banks lend to retired people Move to new provider, at same risk, any time QI am determined to pass away with all, or as much as possible, of my savings intact, having lived on the interest.

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NZ Herald 26 April 2025

mary — Fri, 25 Apr 2025 12:00:53 +0000

Home ownership v shares KiwiSaver funds beat inflation Deposit compensation list released Should woman borrow more than she needs? Where to get into on reverse mortgages and home reversion Boost KiwiSaver contributions any time Shorter questions please Q“There really are two kinds of people in this country; those who would rather own their home outright, even though the math shows that you’d...

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NZ Herald 19 April 2025

mary — Fri, 18 Apr 2025 12:00:25 +0000

How to be fair with gifts to children for home purchases When share investments might not do well over a decade Challenging a family trust distribution Why reverse mortgage interest rates are higher A mortgage fund versus term deposits Winners in book giveaway QSome years ago we gifted money to our son to assist in purchasing a home. Now that we want to do the same for a second son...

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