Home equity release – Mary Holm

NZ Herald 28 March 2026

mary — Fri, 27 Mar 2026 11:00:03 +0000

Where to put money for new grandchild Could retiree be “forced” to sell shared land? How one family funded children’s uni Watching caravans turning! Sad story about selling house to neighbour… … and happy one Alternative to reverse mortgage Appearance at Auckland Writers Festival I will be appearing at the Auckland Writers Festival, at 2.30 to 3.30 pm on Saturday May 16...

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NZ Herald 13 December 2025

mary — Fri, 12 Dec 2025 11:00:15 +0000

How 22-year-old should handle inheritance Could NZ funds fail, as they did in Australia? Sell 80-year-old’s home, or get reverse mortgage? And is 75 too young for such a mortgage? How much caution in retirement? QMy mother recently passed away and I, along with my siblings, have received an inheritance which I feel anxious about doing right with. I am only 22 years old. I now own a third of...

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NZ Herald 27 September 2025

mary — Fri, 26 Sep 2025 12:00:42 +0000

Money long ago forgotten Couple in 70s should sell bach and live it up! Avoid dud funds in and out of KiwiSaver Aftermath of a fund closing down Bank acknowledges complaints QI was in business for about 25 years. During that time several people owed me money, either having borrowed it or been told by the courts that they had to pay it. Some debtors were very good at repaying their borrowings.

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NZ Herald 30 August 2025

mary — Fri, 29 Aug 2025 12:00:05 +0000

Biggest KiwiSaver provider ANZ’s policy not good for employees Couple are perfect candidates for reverse mortgage Are health insurance premiums negotiable? Some fans of health insurance QSomething that’s been a bugbear of mine is that ANZ, as the largest KiwiSaver provider and one of the largest employers in the country, does not offer KiwiSaver employer contributions for a large...

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NZ Herald 28 June 2025

mary — Fri, 27 Jun 2025 12:00:50 +0000

Should rents be increased? … or capped? KiwiSaver for teens No KiwiSaver winners in Budget? — but better rates rebates Home help for the elderly 2 letters on health insurance excesses Reverse mortgage on an apartment? QYour recent analysis rightly noted that owning a home often costs more than renting the same property, once all expenses are considered. This implies renting may be the more...

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NZ Herald 17 May 2025

mary — Fri, 16 May 2025 12:00:17 +0000

Gold not the answer for this reader “Should I or shouldn’t I reduce risk?” Couple’s tax idea not fair A reverse mortgage in a retirement village? Can move KiwiSaver overseas with you QI am aged 72, retired two years ago. I have a mortgage-free unit worth about $650,000, and $114,000 in a KiwiSaver conservative fund. I’m too scared to look at the balance as it will have dropped. I also have $40...

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NZ Herald 26 April 2025

mary — Fri, 25 Apr 2025 12:00:53 +0000

Home ownership v shares KiwiSaver funds beat inflation Deposit compensation list released Should woman borrow more than she needs? Where to get into on reverse mortgages and home reversion Boost KiwiSaver contributions any time Shorter questions please Q“There really are two kinds of people in this country; those who would rather own their home outright, even though the math shows that you’d...

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NZ Herald 19 April 2025

mary — Fri, 18 Apr 2025 12:00:25 +0000

How to be fair with gifts to children for home purchases When share investments might not do well over a decade Challenging a family trust distribution Why reverse mortgage interest rates are higher A mortgage fund versus term deposits Winners in book giveaway QSome years ago we gifted money to our son to assist in purchasing a home. Now that we want to do the same for a second son...

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NZ Herald 12 April 2025

mary — Fri, 11 Apr 2025 12:00:16 +0000

He quit KiwiSaver before the downturn, but what now? Conservative fund versus term deposits Finance company interest rates after Depositor Compensation starts Wisdom from her Scottish forebears An alternative to reverse mortgages…. … and the 2 options compared WIN A BOOK! QPhew, good thing I divested from KiwiSaver a little while ago, and went into bank term deposits. AOkay, I’ll admit your timing...

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RNZ Radio 5 September 2024

mary — Thu, 05 Sep 2024 03:15:08 +0000

Some councils offer for everyone, others just for those on lower incomes Frees up money for expenses — or fun! You pay no rates, but owe your council the money — pay back when you sell house or die Some fees plus compounding interest, but house value should grow more than debt Check your council’s website Another idea: pay smaller amounts more often Listen to the segment below, or click here to...

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