Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 28 Aug 2026 08:48:52 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 29 August 2026 https://maryholm.com/nz-herald-29-august-2026/ Fri, 28 Aug 2026 12:00:11 +0000 https://maryholm.com/?p=12856 What couple should do with savings after cancer diagnosis How to hire a financial adviser… … and how to fire one Making the most of KiwiSaver in your 80s Don’t forget tax when weighing up home ownership QMy husband is 58 and I’m 54. He has recently been diagnosed with incurable cancer and is not able to work. While the prognosis isn’t great, we’re hopeful he will stay well...

Source

]]> RNZ Radio 20 August 2026 https://maryholm.com/rnz-radio-20-august-2026/ Thu, 20 Aug 2026 03:15:25 +0000 https://maryholm.com/?p=12850 43% of NZers ahead on mortgage payments Good place for emergency money — why? 3 types of mortgages: offset, redrawable, revolving credit Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

Source

]]> NZ Herald 15 August 2026 https://maryholm.com/nz-herald-15-august-2026/ Fri, 14 Aug 2026 12:00:42 +0000 https://maryholm.com/?p=12848 Should couple sell their home, rent and invest in shares? Should we move out of index funds because crash is expected — maybe? Will house prices boom again? Do older singles get favourable treatment? QShould I consider selling my mortgage-free house to invest the full amount in the share market while I rent? The share market (over time at a 10% average) would return far more than the cost of...

Source

]]> RNZ Radio 6 August 2026 https://maryholm.com/rnz-radio-6-august-2026/ Thu, 06 Aug 2026 03:15:48 +0000 https://maryholm.com/?p=12845 Sorted Money Month: This year — emergency money Good for mental health How to set up a fund and how much Sorted Buffer Builder app Putting money slightly out of reach “Give it to charity” Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

Source

]]> NZ Herald 1 August 2026 https://maryholm.com/nz-herald-1-august-2026/ Fri, 31 Jul 2026 12:00:10 +0000 https://maryholm.com/?p=12840 Sell the rental and have some fun What to do after redundancy Setting up money for granddaughters’ KiwiSavers Is a live-apartnership just dating? Nobody’s coming after her money Slow process to get KiwiSaver money into account QMy husband and I are in our mid forties. We have about $200,000 each in our KiwiSavers, and our home is mortgage-free. We also have a rental property. We’.

Source

]]> RNZ Radio 23 July 2026 https://maryholm.com/rnz-radio-23-july-2026/ Thu, 23 Jul 2026 03:15:16 +0000 https://maryholm.com/?p=12838 US data on investing lump sum Best and worst days close together NZ data on investing $100/week Get in and stay in Don’t try to time markets Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

Source

]]> NZ Herald 18 July 2026 https://maryholm.com/nz-herald-18-july-2026/ Fri, 17 Jul 2026 12:00:44 +0000 https://maryholm.com/?p=12833 Will she have to help pay for his residential care? Should KiwiSaver be scrapped? Should redundant man keep contributing to KiwiSaver? Shares and ETFs versus KiwiSaver fund QWhere do I stand? The Residential Care and Disability Support Services Act 2018 and the Social Security Act 2018 say the assets of both partners in a relationship are generally considered jointly. Spouses or partners are...

Source

]]> RNZ Radio 9 July 2026 https://maryholm.com/rnz-radio-9-july-2026/ Thu, 09 Jul 2026 03:15:11 +0000 https://maryholm.com/?p=12829 3 reasons it works well What is dollar cost averaging? Why does it work? What if you have a lump sum? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’.

Source

]]> NZ Herald 4 July 2026 https://maryholm.com/nz-herald-4-july-2026/ Fri, 03 Jul 2026 12:00:12 +0000 https://maryholm.com/?p=12826 How to make KiwiSaver more universal Would KiwiSaver compulsion hurt early retirees? Should Mum switch providers? 64-year-olds told to apply for NZ Super How much foreign pensions help NZ Super QI’m concerned about some aspects of the National Party election policy in respect of KiwiSaver. In particular, the intention (if National is re-elected) to make the participation in KiwiSaver...

Source

]]> RNZ Radio 25 June 2026 https://maryholm.com/rnz-radio-25-june-2026/ Thu, 25 Jun 2026 03:15:33 +0000 https://maryholm.com/?p=12821 Who benefits Who should be indifferent Who is harmed What about whānau — extended families? A shift away from property to shares? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

Source

]]>