Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 10 Jul 2026 12:46:43 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 9 July 2026 https://maryholm.com/rnz-radio-9-july-2026/ Thu, 09 Jul 2026 03:15:11 +0000 https://maryholm.com/?p=12829 3 reasons it works well What is dollar cost averaging? Why does it work? What if you have a lump sum? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’.

Source

]]>
NZ Herald 4 July 2026 https://maryholm.com/nz-herald-4-july-2026/ Fri, 03 Jul 2026 12:00:12 +0000 https://maryholm.com/?p=12826 How to make KiwiSaver more universal Would KiwiSaver compulsion hurt early retirees? Should Mum switch providers? 64-year-olds told to apply for NZ Super How much foreign pensions help NZ Super QI’m concerned about some aspects of the National Party election policy in respect of KiwiSaver. In particular, the intention (if National is re-elected) to make the participation in KiwiSaver...

Source

]]>
RNZ Radio 25 June 2026 https://maryholm.com/rnz-radio-25-june-2026/ Thu, 25 Jun 2026 03:15:33 +0000 https://maryholm.com/?p=12821 Who benefits Who should be indifferent Who is harmed What about whānau — extended families? A shift away from property to shares? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

Source

]]>
NZ Herald 20 June 2026 https://maryholm.com/nz-herald-20-june-2026/ Fri, 19 Jun 2026 12:00:49 +0000 https://maryholm.com/?p=12815 Are houses as affordable as ever? Index funds beating active, but will it last? How to tell when to sell shares How to cut health insurance costs QThe statement in your last column, “Kiwis are living at least ten years longer than they did in say the 1960s to 1980s,” is disingenuous. The New Zealand Period Life Tables 2022–2024 from Stats NZ show that in 1980 life expectancy for...

Source

]]>
RNZ Radio 11 June 2026 https://maryholm.com/rnz-radio-11-june-2026/ Thu, 11 Jun 2026 03:15:16 +0000 https://maryholm.com/?p=12811 Increasing calls to change this Lower income people less likely to contribute Hardship withdrawals increase Suggestions: children’s accounts, change govt incentives, contributions to beneficiaries, sidecar accounts Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

Source

]]>
NZ Herald 6 June 2026 https://maryholm.com/nz-herald-6-june-2026/ Fri, 05 Jun 2026 12:00:19 +0000 https://maryholm.com/?p=12807 Unanswerable question – when to buy and sell a share Tax cutting advice is worrying NZ Super already sort of means tested Nobody tells you to apply for Super “It’s time Kiwis were more reliant!” Aussies get big tax break on Super QA couple of years ago I purchased some Rocket Lab shares as a long-term investment. With the recent uplift in share value my initial investment has...

Source

]]>
RNZ Radio 28 May 2026 https://maryholm.com/rnz-radio-28-may-2026/ Thu, 28 May 2026 03:16:50 +0000 https://maryholm.com/?p=12803 Retirement Commission (Te Ara Ahunga Ora) — conference highlights. Stories of financial hardship How financial mentors help — but they’re losing funding How banks are helping Some good news Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

Source

]]>
NZ Herald 23 May 2026 https://maryholm.com/nz-herald-23-may-2026/ Fri, 22 May 2026 12:00:49 +0000 https://maryholm.com/?p=12796 Will younger people get NZ Super? Raising NZ Super age would be gradual Do all over 65s apply for Super? Generous pensioners … … But one Scrooge! When KiwiSaver and other funds are not what they seem QAs a 48-year-old, there is no way that I will ever receive the state pension, as all Ponzi schemes eventually collapse. So it isn’t an issue for my generation or below. But it is unfair for...

Source

]]>
RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

Source

]]>
NZ Herald 9 May 2026 https://maryholm.com/nz-herald-9-may-2026/ Fri, 08 May 2026 12:00:42 +0000 https://maryholm.com/?p=12788 Avoid having both investments and debt… … and therefore skip the mortgage One way to solve NZ Super problem? “Vehement disagreement” over means testing NZ Super NZ on world stage over Super Overseas pensions confiscated? QMy husband and I have both come from financially illiterate and working class families, but have spent the last seven years learning more each year about managing...

Source

]]>