Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Wed, 06 May 2026 12:41:37 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 30 April 2026 https://maryholm.com/rnz-radio-30-april-2026/ Thu, 30 Apr 2026 03:15:31 +0000 https://maryholm.com/?p=12785 ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end. My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries. My change 2: Sidecar KiwiSaver accounts to use in emergencies. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

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NZ Herald 25 April 2026 https://maryholm.com/nz-herald-25-april-2026/ Fri, 24 Apr 2026 12:00:31 +0000 https://maryholm.com/?p=12781 NZ Super only for those who paid tax through their lives? A laugh and a controversy over 122-year-old in last column Help for non-homeowning couple, 57, who feel trapped and confused Easy mortgage calculations — monthly vs weekly payments QI acknowledge that it is not your job to make moral judgements on the wealthy, or how some taxpayers avoid paying their fair share of taxes. But in your spare...

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RNZ Radio 16 April 2026 https://maryholm.com/rnz-radio-16-april-2026/ Thu, 16 Apr 2026 03:14:04 +0000 https://maryholm.com/?p=12778 Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money! How to set up laddering. Ladder your mortgage. Also — bargain with your bank. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people...

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NZ Herald 11 April 2026 https://maryholm.com/nz-herald-11-april-2026/ Fri, 10 Apr 2026 12:00:22 +0000 https://maryholm.com/?p=12774 Lesson from a 120-year-old! Where to invest term deposit money When is it best to move money overseas? Take out more in retirement? KiwiSaver when you turn 65 QThis story should be of interest to your readers — in light of recent Q&As about selling your house to your neighbour and then living in it as a tenant. Thirty years ago, André-François Raffray believed he had struck a smart deal.

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RNZ Radio 2 April 2026 https://maryholm.com/rnz-radio-2-april-2026/ Thu, 02 Apr 2026 02:10:25 +0000 https://maryholm.com/?p=12771 US ETFs and other US share investments — how have they done? Pick another country instead? The answer — go global, or reduce risk level How to make the move Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 28 March 2026 https://maryholm.com/nz-herald-28-march-2026/ Fri, 27 Mar 2026 11:00:03 +0000 https://maryholm.com/?p=12765 Where to put money for new grandchild Could retiree be “forced” to sell shared land? How one family funded children’s uni Watching caravans turning! Sad story about selling house to neighbour… … and happy one Alternative to reverse mortgage Appearance at Auckland Writers Festival I will be appearing at the Auckland Writers Festival, at 2.30 to 3.30 pm on Saturday May 16...

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RNZ Radio 19 March 2026 https://maryholm.com/rnz-radio-19-march-2026/ Thu, 19 Mar 2026 02:15:25 +0000 https://maryholm.com/?p=12763 Employee and employer contributions rise from 3 to 3.5% You can get a temporary hold on this Employer contributions start for 16 and 17-year-olds How to help teens get KiwiSaver head start Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous...

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NZ Herald 14 March 2026 https://maryholm.com/nz-herald-14-march-2026/ Fri, 13 Mar 2026 11:00:04 +0000 https://maryholm.com/?p=12758 Should 78-year-old sell her home to neighbours and rent from them? Life insurance no longer needed Does CPI inflation include surcharges? Modern caravans not like the old days Many ideas for spending inheritance 2 Q&As on ethics around student loans QMy mum (78) lives alone in a house in Sandringham worth about $1.5 million. She’s currently still working full time but probably not for...

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RNZ Radio 5 March 2026 https://maryholm.com/rnz-radio-5-march-2026/ Thu, 05 Mar 2026 02:15:55 +0000 https://maryholm.com/?p=12756 How you can invest 4 reasons not to invest in individual shares — versus share funds One exception But if you still want to … 4 rules Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 28 February 2026 https://maryholm.com/nz-herald-28-february-2026/ Fri, 27 Feb 2026 11:00:13 +0000 https://maryholm.com/?p=12753 Woman, 63, plans to live in caravan… … Couple who do that wonder about selling the house they rent out Do inflation numbers take shrinkflation into account? How to find a financial adviser I goofed up on a student loan moral issue QI’m 63, single, with $150,000 in KiwiSaver, a home worth about $840,000, mortgage $87,000, and short-term debt $30,000. I own a caravan with annexe 20 minutes...

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