Trusts – Mary Holm

NZ Herald 9 May 2026

mary — Fri, 08 May 2026 12:00:42 +0000

Avoid having both investments and debt… … and therefore skip the mortgage One way to solve NZ Super problem? “Vehement disagreement” over means testing NZ Super NZ on world stage over Super Overseas pensions confiscated? QMy husband and I have both come from financially illiterate and working class families, but have spent the last seven years learning more each year about managing...

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NZ Herald 19 April 2025

mary — Fri, 18 Apr 2025 12:00:25 +0000

How to be fair with gifts to children for home purchases When share investments might not do well over a decade Challenging a family trust distribution Why reverse mortgage interest rates are higher A mortgage fund versus term deposits Winners in book giveaway QSome years ago we gifted money to our son to assist in purchasing a home. Now that we want to do the same for a second son...

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NZ Herald 22 February 2025

mary — Fri, 21 Feb 2025 11:00:42 +0000

Should the son inherit more? Were the old days really better for women? “Fairer” NZ Super could be a nightmare Are over 65s really working more? Investment firm defends their numbers QLast week’s letter regarding boys getting the lion’s share of parental financial help really got to me. We were financially very secure, we put both son and daughter through private schools. Our daughter flew high...

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NZ Herald 8 July 2023

mary — Fri, 07 Jul 2023 12:00:47 +0000

This article was published on 8 July 2023. Some information may be out of date. Widow needs help with coping with son’s selfishness Scam text from “IRD” looks genuine Reader annoyed at having to phone bank to get better rate A warning for people changing banks Parents invest kids’ inheritances in a rental … … But did they follow the law? QA recent Q&A mentioned families that are persuading...

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NZ Herald 5 September 2020

mary — Fri, 04 Sep 2020 12:00:42 +0000

This article was published on 5 September 2020. Some information may be out of date. Bonus Bond holder may as well continue the gamble No, you won’t benefit if other Bonus Bond holders can’t be found What good is KiwiSaver for the self-employed? Young mum cut out of the action by husband’s trust Several ways around trust problem if one spouse dies Trusts have become “a charter for crooks” Reader...

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NZ Herald 29 August 2020

mary — Fri, 28 Aug 2020 12:00:41 +0000

This article was published on 29 August 2020. Some information may be out of date. Solo mum should check out government help on buying a first home Advice for last week’s reader with $1.5 million in the bank — give some away… … And put the rest in more than one bank Should couple’s KiwiSaver accounts be with different providers? The law on relationship property after a couple splits — and how to...

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NZ Herald 22 August 2020

mary — Fri, 21 Aug 2020 12:00:12 +0000

This article was published on 22 August 2020. Some information may be out of date. When family trusts cut new partners out of assets, please talk about it Self-employed person should keep contributing to KiwiSaver Should reader send money back home to NZ from Canada? 3 choices for man with extraordinarily bad luck with money QI know of one woman who in her second marriage (now in her 70s) has...

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NZ Herald 15 August 2020

mary — Fri, 14 Aug 2020 12:00:33 +0000

This article was published on 15 August 2020. Some information may be out of date. A clever way to reduce mortgage risk a little Westpac denies age discrimination in mortgages Boomer vents about NZ Super, but misunderstands How to keep inheritance away from separated sister-in-law QI’ve been thinking about dollar cost averaging in relation to mortgage rates. I wonder if one split their...

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NZ Herald 8 August 2020

mary — Fri, 07 Aug 2020 12:00:40 +0000

This article was published on 8 August 2020. Some information may be out of date. Family trusts no longer let you avoid rest home fees Advice from Shakespeare on treating children equally in wills What should “lazy and irresponsible” reader do with his million? NZ Super unlikely to be slashed, especially for those on low incomes Widower describes 17 years of retirement travel with wife Money Week...

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NZ Herald 1 August 2020

mary — Fri, 31 Jul 2020 12:00:34 +0000

This article was published on 1 August 2020. Some information may be out of date. Couple muddling trusts and wills — and courting trouble by not discussing uneven inheritances with family Young hopeful homebuyer in a position to take risks KiwiSaver retirement estimates too high? — what to do about it Travel early in retirement, 85-year-old urges QBeing recently retired, with savings invested in a...

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