Mary Holm

NZ Herald 19 July 2025

mary — Fri, 18 Jul 2025 12:00:44 +0000

Low-risk way to invest in rentals Another good way to invest in property, but … Easy way to give to charities KiwiSaver versus term deposits in retirement Big KiwiSaver fee savings, and getting risk right Best way to compare KiwiSaver fees QWhat are your thoughts? My dad, an accountant and 78 years old, has been a landlord coming up 55 years, and he’s never once talked about capital...

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RNZ Radio 17 July 2025

mary — Thu, 17 Jul 2025 03:15:10 +0000

What statement tells you Where to get more info on your situation in retirement How tax on KiwiSaver works Make sure you have a will Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 12 July 2025

mary — Fri, 11 Jul 2025 12:00:12 +0000

On benefits and inheritances Why share broker asks all those questions Charities make it too hard to give Landlords worse off than tenants? One landlord’s take on it all More landlords equal lower rents Thanks for running angry letter QI am sending this on behalf of my elderly parents (in their late 70s). My sister is mentally ill and on a sickness benefit. She is 50, and owns her own unit...

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NZ Herald 5 July 2025

mary — Fri, 04 Jul 2025 12:00:16 +0000

How rental market works in one apartment block … and in the whole economy Am I biased? And socialist? QI write regarding last week’s letter about landlords being charitable for too long and needing to raise rents. Landlords need to remember that their market is individuals with limits on what they can pay in rent. These individuals are also not a charity to support indigent landlords.

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RNZ Radio 3 July 2025

mary — Thu, 03 Jul 2025 03:10:29 +0000

KiwiSaver at the start Bad changes — National-led governments Good changes — Labour-led governments 2025 Budget changes — winners and losers Easy way to do hard quiz question Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 28 June 2025

mary — Fri, 27 Jun 2025 12:00:50 +0000

Should rents be increased? … or capped? KiwiSaver for teens No KiwiSaver winners in Budget? — but better rates rebates Home help for the elderly 2 letters on health insurance excesses Reverse mortgage on an apartment? QYour recent analysis rightly noted that owning a home often costs more than renting the same property, once all expenses are considered. This implies renting may be the more...

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NZ Herald 21 June 2025

mary — Fri, 20 Jun 2025 12:00:36 +0000

A different investment for retirement How costs of care affect retirement savings … … And one couple’s experience The Stock Picking Game QAlternative investments — and I don’t mean crypto, gold, vintage cars or whisky! As I spent the afternoon bottling fruit from my trees, I was feeling grateful, and happy for the abundance in my life. Then I started to think about the...

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RNZ Radio 19 June 2025

mary — Thu, 19 Jun 2025 03:15:22 +0000

Different types of debt — some bad, some good More on credit cards — how not to use them More on buy now pay later debt — how not to use it Mortgage holders should concentrate on other debt Socialising is on the decline while the cost of living rises Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

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NZ Herald 14 June 2025

mary — Fri, 13 Jun 2025 12:00:35 +0000

Speed up student loan payments or invest? Pay off mortgage or invest? How to deal with high health insurance costs Paying Off High Interest Debt QI’m currently paying off my $10,000 student loan, which is scheduled to be fully repaid late next year. I’m also contributing $50 a fortnight to a low-cost index fund to support my retirement savings. Would it be more beneficial to redirect...

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NZ Herald 7 June 2025

mary — Fri, 06 Jun 2025 12:00:03 +0000

You’ve done well, but don’t lose compassion Spending seems to rise in retirement? Living on NZ Super — with plan for health costs Not Planning on Home Ownership QAs immigrants, we had to start all over again, with two preschoolers. Money was spent within our means, no fast food and junk, just wholesome meals and an annual holiday as a meaningful treat. It was boring, and a lot of will...

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