Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Sat, 01 Aug 2026 04:41:33 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 1 Aug 2026 https://maryholm.com/nz-herald-1-aug-2026/ Fri, 31 Jul 2026 12:00:10 +0000 https://maryholm.com/?p=12840 Sell the rental and have some fun What to do after redundancy Setting up money for granddaughters’ KiwiSavers Is a live-apartnership just dating? Nobody’s coming after her money Slow process to get KiwiSaver money into account QMy husband and I are in our mid forties. We have about $200,000 each in our KiwiSavers, and our home is mortgage-free. We also have a rental property. We’.

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]]> RNZ Radio 23 July 2026 https://maryholm.com/rnz-radio-23-july-2026/ Thu, 23 Jul 2026 03:15:16 +0000 https://maryholm.com/?p=12838 US data on investing lump sum Best and worst days close together NZ data on investing $100/week Get in and stay in Don’t try to time markets Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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]]> NZ Herald 18 July 2026 https://maryholm.com/nz-herald-18-july-2026/ Fri, 17 Jul 2026 12:00:44 +0000 https://maryholm.com/?p=12833 Will she have to help pay for his residential care? Should KiwiSaver be scrapped? Should redundant man keep contributing to KiwiSaver? Shares and ETFs versus KiwiSaver fund QWhere do I stand? The Residential Care and Disability Support Services Act 2018 and the Social Security Act 2018 say the assets of both partners in a relationship are generally considered jointly. Spouses or partners are...

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]]> RNZ Radio 9 July 2026 https://maryholm.com/rnz-radio-9-july-2026/ Thu, 09 Jul 2026 03:15:11 +0000 https://maryholm.com/?p=12829 3 reasons it works well What is dollar cost averaging? Why does it work? What if you have a lump sum? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’.

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]]> NZ Herald 4 July 2026 https://maryholm.com/nz-herald-4-july-2026/ Fri, 03 Jul 2026 12:00:12 +0000 https://maryholm.com/?p=12826 How to make KiwiSaver more universal Would KiwiSaver compulsion hurt early retirees? Should Mum switch providers? 64-year-olds told to apply for NZ Super How much foreign pensions help NZ Super QI’m concerned about some aspects of the National Party election policy in respect of KiwiSaver. In particular, the intention (if National is re-elected) to make the participation in KiwiSaver...

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]]> RNZ Radio 25 June 2026 https://maryholm.com/rnz-radio-25-june-2026/ Thu, 25 Jun 2026 03:15:33 +0000 https://maryholm.com/?p=12821 Who benefits Who should be indifferent Who is harmed What about whānau — extended families? A shift away from property to shares? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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]]> NZ Herald 20 June 2026 https://maryholm.com/nz-herald-20-june-2026/ Fri, 19 Jun 2026 12:00:49 +0000 https://maryholm.com/?p=12815 Are houses as affordable as ever? Index funds beating active, but will it last? How to tell when to sell shares How to cut health insurance costs QThe statement in your last column, “Kiwis are living at least ten years longer than they did in say the 1960s to 1980s,” is disingenuous. The New Zealand Period Life Tables 2022–2024 from Stats NZ show that in 1980 life expectancy for...

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]]> RNZ Radio 11 June 2026 https://maryholm.com/rnz-radio-11-june-2026/ Thu, 11 Jun 2026 03:15:16 +0000 https://maryholm.com/?p=12811 Increasing calls to change this Lower income people less likely to contribute Hardship withdrawals increase Suggestions: children’s accounts, change govt incentives, contributions to beneficiaries, sidecar accounts Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

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]]> NZ Herald 6 June 2026 https://maryholm.com/nz-herald-6-june-2026/ Fri, 05 Jun 2026 12:00:19 +0000 https://maryholm.com/?p=12807 Unanswerable question – when to buy and sell a share Tax cutting advice is worrying NZ Super already sort of means tested Nobody tells you to apply for Super “It’s time Kiwis were more reliant!” Aussies get big tax break on Super QA couple of years ago I purchased some Rocket Lab shares as a long-term investment. With the recent uplift in share value my initial investment has...

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]]> RNZ Radio 28 May 2026 https://maryholm.com/rnz-radio-28-may-2026/ Thu, 28 May 2026 03:16:50 +0000 https://maryholm.com/?p=12803 Retirement Commission (Te Ara Ahunga Ora) — conference highlights. Stories of financial hardship How financial mentors help — but they’re losing funding How banks are helping Some good news Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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