Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 05 Jun 2026 12:59:28 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 6 June 2026 https://maryholm.com/nz-herald-6-june-2026/ Fri, 05 Jun 2026 12:00:19 +0000 https://maryholm.com/?p=12807 Unanswerable question – when to buy and sell a share Tax cutting advice is worrying NZ Super already sort of means tested Nobody tells you to apply for Super “It’s time Kiwis were more reliant!” Aussies get big tax break on Super QA couple of years ago I purchased some Rocket Lab shares as a long-term investment. With the recent uplift in share value my initial investment has...

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]]> RNZ Radio 28 May 2026 https://maryholm.com/rnz-radio-28-may-2026/ Thu, 28 May 2026 03:16:50 +0000 https://maryholm.com/?p=12803 Retirement Commission (Te Ara Ahunga Ora) — conference highlights. Stories of financial hardship How financial mentors help — but they’re losing funding How banks are helping Some good news Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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]]> NZ Herald 23 May 2026 https://maryholm.com/nz-herald-23-may-2026/ Fri, 22 May 2026 12:00:49 +0000 https://maryholm.com/?p=12796 Will younger people get NZ Super? Raising NZ Super age would be gradual Do all over 65s apply for Super? Generous pensioners … … But one Scrooge! When KiwiSaver and other funds are not what they seem QAs a 48-year-old, there is no way that I will ever receive the state pension, as all Ponzi schemes eventually collapse. So it isn’t an issue for my generation or below. But it is unfair for...

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]]> RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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]]> NZ Herald 9 May 2026 https://maryholm.com/nz-herald-9-may-2026/ Fri, 08 May 2026 12:00:42 +0000 https://maryholm.com/?p=12788 Avoid having both investments and debt… … and therefore skip the mortgage One way to solve NZ Super problem? “Vehement disagreement” over means testing NZ Super NZ on world stage over Super Overseas pensions confiscated? QMy husband and I have both come from financially illiterate and working class families, but have spent the last seven years learning more each year about managing...

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]]> RNZ Radio 30 April 2026 https://maryholm.com/rnz-radio-30-april-2026/ Thu, 30 Apr 2026 03:15:31 +0000 https://maryholm.com/?p=12785 ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end. My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries. My change 2: Sidecar KiwiSaver accounts to use in emergencies. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

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]]> NZ Herald 25 April 2026 https://maryholm.com/nz-herald-25-april-2026/ Fri, 24 Apr 2026 12:00:31 +0000 https://maryholm.com/?p=12781 NZ Super only for those who paid tax through their lives? A laugh and a controversy over 122-year-old in last column Help for non-homeowning couple, 57, who feel trapped and confused Easy mortgage calculations — monthly vs weekly payments QI acknowledge that it is not your job to make moral judgements on the wealthy, or how some taxpayers avoid paying their fair share of taxes. But in your spare...

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]]> RNZ Radio 16 April 2026 https://maryholm.com/rnz-radio-16-april-2026/ Thu, 16 Apr 2026 03:14:04 +0000 https://maryholm.com/?p=12778 Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money! How to set up laddering. Ladder your mortgage. Also — bargain with your bank. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people...

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]]> NZ Herald 11 April 2026 https://maryholm.com/nz-herald-11-april-2026/ Fri, 10 Apr 2026 12:00:22 +0000 https://maryholm.com/?p=12774 Lesson from a 120-year-old! Where to invest term deposit money When is it best to move money overseas? Take out more in retirement? KiwiSaver when you turn 65 QThis story should be of interest to your readers — in light of recent Q&As about selling your house to your neighbour and then living in it as a tenant. Thirty years ago, André-François Raffray believed he had struck a smart deal.

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]]> RNZ Radio 2 April 2026 https://maryholm.com/rnz-radio-2-april-2026/ Thu, 02 Apr 2026 02:10:25 +0000 https://maryholm.com/?p=12771 US ETFs and other US share investments — how have they done? Pick another country instead? The answer — go global, or reduce risk level How to make the move Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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