Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Tue, 02 Sep 2025 10:32:11 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 30 August 2025 https://maryholm.com/nz-herald-30-august-2025/ Fri, 29 Aug 2025 12:00:05 +0000 https://maryholm.com/?p=12634 Biggest KiwiSaver provider ANZ’s policy not good for employees Couple are perfect candidates for reverse mortgage Are health insurance premiums negotiable? Some fans of health insurance QSomething that’s been a bugbear of mine is that ANZ, as the largest KiwiSaver provider and one of the largest employers in the country, does not offer KiwiSaver employer contributions for a large...

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RNZ Radio 28 August 2025 https://maryholm.com/rnz-radio-28-august-2025/ Thu, 28 Aug 2025 03:15:00 +0000 https://maryholm.com/?p=12631 Changing attitudes to renting for life Are you financially worse off renting? Worry about being kicked out Other negatives of renting Positives of renting Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 23 August 2025 https://maryholm.com/nz-herald-23-august-2025/ Fri, 22 Aug 2025 12:00:01 +0000 https://maryholm.com/?p=12625 Scam warning Good way to help family members with a mortgage Don’t try to predict share crashes — it doesn’t work 2 Q&As on why you may not need health insurance A Facebook page and an entry in Instagram have recently appeared claiming to be mine, and suggesting people join me in some investments. I have nothing to do with this, and I’m trying to get it taken down.

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NZ Herald 16 August 2025 https://maryholm.com/nz-herald-16-august-2025/ Fri, 15 Aug 2025 12:00:20 +0000 https://maryholm.com/?p=12603 A way to build family wealth When a couple of percentage points matters Don’t drop health insurance … … how much in savings do you need if you do? When you should and shouldn’t switch risk level Timing markets not as easy as it sounds QMy son and I have been talking about long-term family financial security. He wrote the following and asked for my thoughts.

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RNZ Radio 14 August 2025 https://maryholm.com/rnz-radio-14-august-2025/ Thu, 14 Aug 2025 03:15:12 +0000 https://maryholm.com/?p=12600 Lack of fund is source of stress Priorities with your money How much? Where to save — including idea for those with mortgages How to build a fund A “charity fund”? If you use the money… Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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NZ Herald 9 August 2025 https://maryholm.com/nz-herald-9-august-2025/ Fri, 08 Aug 2025 12:00:12 +0000 https://maryholm.com/?p=12595 Why rental property is not a great retirement investment What about commercial property? How to handle money when husband going into care Help available for the retired Rule of 72 — when debt doubles QFrom Peter Lewis, vice president of New Zealand Property Investors Federation: Owning residential property in retirement remains a smart and resilient strategy, especially in the face of inflation...

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NZ Herald 2 August 2025 https://maryholm.com/nz-herald-2-august-2025/ Fri, 01 Aug 2025 12:00:55 +0000 https://maryholm.com/?p=12589 KiwiSaver serious illness withdrawals not easy Are people doing KiwiSaver at expense of reducing their mortgage? Should homeowners’ mortgage interest be tax deductible? When choosing fund, choose lowest fees and what else? You can do KiwiSaver with more than one provider. Should you? Why rentals aren’t great in retirement List of KiwiSaver-exempt employers QI was diagnosed with a blood...

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RNZ Radio 31 July 2025 https://maryholm.com/rnz-radio-31-july-2025/ Thu, 31 Jul 2025 03:15:26 +0000 https://maryholm.com/?p=12588 Survey: we don’t insure what matters most Why that might be? Does self insurance work? Is insurance a good deal? Ways to cut insurance costs Self-employed should stick with KiwiSaver Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous...

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NZ Herald 26 July 2025 https://maryholm.com/nz-herald-26-july-2025/ Fri, 25 Jul 2025 12:00:50 +0000 https://maryholm.com/?p=12584 Should parents monitor older teens’ bank accounts? Pay down mortgage or save? Reader: Shares are not high-risk Am I a Boglehead? Low-fee funds winning for this family Can employer not do KiwiSaver? QShould parents be able to see their children’s bank account details once they become adults? We helped our two children set up accounts when they were around 14. We cannot see their...

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NZ Herald 19 July 2025 https://maryholm.com/nz-herald-19-july-2025/ Fri, 18 Jul 2025 12:00:44 +0000 https://maryholm.com/?p=12582 Low-risk way to invest in rentals Another good way to invest in property, but … Easy way to give to charities KiwiSaver versus term deposits in retirement Big KiwiSaver fee savings, and getting risk right Best way to compare KiwiSaver fees QWhat are your thoughts? My dad, an accountant and 78 years old, has been a landlord coming up 55 years, and he’s never once talked about capital...

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