Mary Holm

NZ Herald 22 February 2025

mary — Fri, 21 Feb 2025 11:00:42 +0000

Should the son inherit more? Were the old days really better for women? “Fairer” NZ Super could be a nightmare Are over 65s really working more? Investment firm defends their numbers QLast week’s letter regarding boys getting the lion’s share of parental financial help really got to me. We were financially very secure, we put both son and daughter through private schools. Our daughter flew high...

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NZ Herald 15 February 2025

mary — Fri, 14 Feb 2025 11:00:03 +0000

Couple support sons more than daughters Grandparents’ support comes with conditions Best place to keep emergency money Making retirement savings totals clearer Is my rule of thumb any good? QHelp me understand a generation that believes only the sons of the family should get help to buy their first house (and they now live in blue chip areas due to property gains), daughters not helped and who now...

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RNZ Radio 13 February 2025

mary — Thu, 13 Feb 2025 02:15:06 +0000

Top performing KiwiSaver bitcoin fund Possible reason it’s done so well lately But many risks Data on huge volatility A small “play money” investment? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 8 February 2025

mary — Fri, 07 Feb 2025 11:00:13 +0000

Massey retirement savings goals questioned How much retirees spend on what Rule of thumb on retirement savings Reader judges another Flat tax far from perfect More on money for grandkids QThe numbers on the Opes Partners website, on “How much do I need to retire”, seem preposterous, to have a “slightly better lifestyle than the average retiree” (who would be penurious). Here’s what...

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NZ Herald 1 February 2025

mary — Fri, 31 Jan 2025 11:00:16 +0000

Where first home buyer, 24, should put savings Pros and cons of selling rental in retirement A tale of simple — but worrying — tax What to do when mortgage ends Helping a grandchild into KiwiSaver QI’m a 24-year-old Aucklander. Current salary about $72,000; KiwiSaver balance about $18,000 (growth fund); student loan about $2,300; savings about $176,000. With the plan of making a deposit on a house...

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RNZ Radio 30 January 2025

mary — Thu, 30 Jan 2025 02:14:46 +0000

2024 — good year in NZ shares, but even better elsewhere Fall in Kiwi dollar contributed Should look longer term How to invest in international shares Disloyal to NZ? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 21 December 2024

mary — Fri, 20 Dec 2024 11:00:00 +0000

“It’s fine to tax my gains or estate” NZ Super cheap by world standards 2 Q&As about not means testing Super Don’t retire! Or if you do, volunteer Angry letter about something or other Some kind letters QI’m a boomer who has received a significant tax-free inheritance and has also benefited from untaxed capital gains. I expect my estate will eventually distribute considerable funds when...

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NZ Herald 14 December 2024

mary — Fri, 13 Dec 2024 11:00:50 +0000

Sorry but a motorhome is not a home! Don’t forget dividends when judging ETF performance Could a US share crash be coming? A warning about charity donations, but…. Defending luck, again! Means testing NZ Super not the answer QI’ve just read about a couple cashing in their KiwiSaver balances to buy their first home. They plan to start saving again for retirement in their 50s. This has got me...

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RNZ Radio 12 December 2024

mary — Thu, 12 Dec 2024 02:15:57 +0000

Survey on what NZers most and least look forward to at Christmas Alternatives to big gift giving Give to charity in names of your relatives Make plans on Christmas Day and New Year’s Eve Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 7 December 2024

mary — Fri, 06 Dec 2024 11:00:05 +0000

Where to get financial help — some of it free How do bank advisers fit in? Yes, children are learning about money Many over 65 struggle Would Q&A have upset people? What’s luck got to do with it? QI am seeking a recommendation for a financial adviser please. As an early 60s white male, typically hardworking and generous, I have found myself in a pickle and wish to seek sound financial advice.

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