Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 08 Aug 2025 23:17:59 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 9 August 2025 https://maryholm.com/nz-herald-9-august-2025/ Fri, 08 Aug 2025 12:00:12 +0000 https://maryholm.com/?p=12595 Why rental property is not a great retirement investment What about commercial property? How to handle money when husband going into care Help available for the retired Rule of 72 — when debt doubles QFrom Peter Lewis, vice president of New Zealand Property Investors Federation: Owning residential property in retirement remains a smart and resilient strategy, especially in the face of inflation...

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NZ Herald 2 August 2025 https://maryholm.com/nz-herald-2-august-2025/ Fri, 01 Aug 2025 12:00:55 +0000 https://maryholm.com/?p=12589 KiwiSaver serious illness withdrawals not easy Are people doing KiwiSaver at expense of reducing their mortgage? Should homeowners’ mortgage interest be tax deductible? When choosing fund, choose lowest fees and what else? You can do KiwiSaver with more than one provider. Should you? Why rentals aren’t great in retirement List of KiwiSaver-exempt employers QI was diagnosed with a blood...

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RNZ Radio 31 July 2025 https://maryholm.com/rnz-radio-31-july-2025/ Thu, 31 Jul 2025 03:15:26 +0000 https://maryholm.com/?p=12588 Survey: we don’t insure what matters most Why that might be? Does self insurance work? Is insurance a good deal? Ways to cut insurance costs Self-employed should stick with KiwiSaver Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous...

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NZ Herald 26 July 2025 https://maryholm.com/nz-herald-26-july-2025/ Fri, 25 Jul 2025 12:00:50 +0000 https://maryholm.com/?p=12584 Should parents monitor older teens’ bank accounts? Pay down mortgage or save? Reader: Shares are not high-risk Am I a Boglehead? Low-fee funds winning for this family Can employer not do KiwiSaver? QShould parents be able to see their children’s bank account details once they become adults? We helped our two children set up accounts when they were around 14. We cannot see their...

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NZ Herald 19 July 2025 https://maryholm.com/nz-herald-19-july-2025/ Fri, 18 Jul 2025 12:00:44 +0000 https://maryholm.com/?p=12582 Low-risk way to invest in rentals Another good way to invest in property, but … Easy way to give to charities KiwiSaver versus term deposits in retirement Big KiwiSaver fee savings, and getting risk right Best way to compare KiwiSaver fees QWhat are your thoughts? My dad, an accountant and 78 years old, has been a landlord coming up 55 years, and he’s never once talked about capital...

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RNZ Radio 17 July 2025 https://maryholm.com/rnz-radio-17-july-2025/ Thu, 17 Jul 2025 03:15:10 +0000 https://maryholm.com/?p=12579 What statement tells you Where to get more info on your situation in retirement How tax on KiwiSaver works Make sure you have a will Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 12 July 2025 https://maryholm.com/nz-herald-12-july-2025/ Fri, 11 Jul 2025 12:00:12 +0000 https://maryholm.com/?p=12575 On benefits and inheritances Why share broker asks all those questions Charities make it too hard to give Landlords worse off than tenants? One landlord’s take on it all More landlords equal lower rents Thanks for running angry letter QI am sending this on behalf of my elderly parents (in their late 70s). My sister is mentally ill and on a sickness benefit. She is 50, and owns her own unit...

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NZ Herald 5 July 2025 https://maryholm.com/nz-herald-5-july-2025/ Fri, 04 Jul 2025 12:00:16 +0000 https://maryholm.com/?p=12572 How rental market works in one apartment block … and in the whole economy Am I biased? And socialist? QI write regarding last week’s letter about landlords being charitable for too long and needing to raise rents. Landlords need to remember that their market is individuals with limits on what they can pay in rent. These individuals are also not a charity to support indigent landlords.

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RNZ Radio 3 July 2025 https://maryholm.com/rnz-radio-3-july-2025/ Thu, 03 Jul 2025 03:10:29 +0000 https://maryholm.com/?p=12568 KiwiSaver at the start Bad changes — National-led governments Good changes — Labour-led governments 2025 Budget changes — winners and losers Easy way to do hard quiz question Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 28 June 2025 https://maryholm.com/nz-herald-28-june-2025/ Fri, 27 Jun 2025 12:00:50 +0000 https://maryholm.com/?p=12565 Should rents be increased? … or capped? KiwiSaver for teens No KiwiSaver winners in Budget? — but better rates rebates Home help for the elderly 2 letters on health insurance excesses Reverse mortgage on an apartment? QYour recent analysis rightly noted that owning a home often costs more than renting the same property, once all expenses are considered. This implies renting may be the more...

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