Mary Holm

NZ Herald 21 December 2024

mary — Fri, 20 Dec 2024 11:00:00 +0000

“It’s fine to tax my gains or estate” NZ Super cheap by world standards 2 Q&As about not means testing Super Don’t retire! Or if you do, volunteer Angry letter about something or other Some kind letters QI’m a boomer who has received a significant tax-free inheritance and has also benefited from untaxed capital gains. I expect my estate will eventually distribute considerable funds when...

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NZ Herald 14 December 2024

mary — Fri, 13 Dec 2024 11:00:50 +0000

Sorry but a motorhome is not a home! Don’t forget dividends when judging ETF performance Could a US share crash be coming? A warning about charity donations, but…. Defending luck, again! Means testing NZ Super not the answer QI’ve just read about a couple cashing in their KiwiSaver balances to buy their first home. They plan to start saving again for retirement in their 50s. This has got me...

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RNZ Radio 12 December 2024

mary — Thu, 12 Dec 2024 02:15:57 +0000

Survey on what NZers most and least look forward to at Christmas Alternatives to big gift giving Give to charity in names of your relatives Make plans on Christmas Day and New Year’s Eve Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 7 December 2024

mary — Fri, 06 Dec 2024 11:00:05 +0000

Where to get financial help — some of it free How do bank advisers fit in? Yes, children are learning about money Many over 65 struggle Would Q&A have upset people? What’s luck got to do with it? QI am seeking a recommendation for a financial adviser please. As an early 60s white male, typically hardworking and generous, I have found myself in a pickle and wish to seek sound financial advice.

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NZ Herald 30 November 2024

mary — Fri, 29 Nov 2024 11:00:20 +0000

How pensioner can take friend into her home Gold tax not new Is this column moving towards more rich people’s letters? Rich not all financially savvy Retire gradually if possible Reader wants a break for boomers QI’d appreciate your help with a recent distressing situation where a close friend required assessment for respite care and, subsequently, a long-term care bed. It was impossible to find...

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RNZ Radio 28 November 2024

mary — Thu, 28 Nov 2024 02:15:40 +0000

Applies if married or live together 3+ years, and no pre-nup saying otherwise. How much of your KiwiSaver becomes relationship property. How differences in KiwiSaver balances can be settled. Broke up earlier? You may still be able to get some of partner’s KiwiSaver. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 23 November 2024

mary — Fri, 22 Nov 2024 11:00:41 +0000

Couple has more than enough for retirement Gold gains taxed when you sell Not everyone tries to dodge tax Tax land rather than gains… …or tax financial transactions A different deal for tenants in Germany QWe are a couple married for 48 years. I’m 72 and my wife is 69. She is retired and I continue to work earning a salary of $200,000 in a demanding, but nonetheless enjoyable job. We own a modern...

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NZ Herald 16 November 2024

mary — Fri, 15 Nov 2024 11:00:56 +0000

Low-fee KiwiSaver funds a better bet 3 teachers comment on comparison with dairy farmer How KiwiSaver is taxed — and whether CGT would change that Overly worried about CGT Don’t sell home, a reader advises More rights for tenants QI have been reading your comments about fees with interest. My husband and I are 53 and wondering if low fees will still have an impact on our funds at this stage?

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RNZ Radio 14 November 2024

mary — Thu, 14 Nov 2024 02:15:55 +0000

What men do well with their investments Where there are problems Research on trading frequency What to do with a lump sum Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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NZ Herald 9 November 2024

mary — Fri, 08 Nov 2024 11:00:52 +0000

Should solo parent sell her home and rent? Where to save emergency money 3 Q&As on capital gains tax on the family home Do farmers have it harder than teachers? Should Lotto be taxed? QI need guidance. I’m a solo parent who managed to get onto the property ladder by purchasing a two-bedroom townhouse. I’m thinking about selling and just renting. Reasons: – Need a yard. –.

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