Student loans – Mary Holm

NZ Herald 28 March 2026

mary — Fri, 27 Mar 2026 11:00:03 +0000

Where to put money for new grandchild Could retiree be “forced” to sell shared land? How one family funded children’s uni Watching caravans turning! Sad story about selling house to neighbour… … and happy one Alternative to reverse mortgage Appearance at Auckland Writers Festival I will be appearing at the Auckland Writers Festival, at 2.30 to 3.30 pm on Saturday May 16...

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NZ Herald 14 March 2026

mary — Fri, 13 Mar 2026 11:00:04 +0000

Should 78-year-old sell her home to neighbours and rent from them? Life insurance no longer needed Does CPI inflation include surcharges? Modern caravans not like the old days Many ideas for spending inheritance 2 Q&As on ethics around student loans QMy mum (78) lives alone in a house in Sandringham worth about $1.5 million. She’s currently still working full time but probably not for...

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NZ Herald 28 February 2026

mary — Fri, 27 Feb 2026 11:00:13 +0000

Woman, 63, plans to live in caravan… … Couple who do that wonder about selling the house they rent out Do inflation numbers take shrinkflation into account? How to find a financial adviser I goofed up on a student loan moral issue QI’m 63, single, with $150,000 in KiwiSaver, a home worth about $840,000, mortgage $87,000, and short-term debt $30,000. I own a caravan with annexe 20 minutes...

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NZ Herald 14 February 2026

mary — Fri, 13 Feb 2026 11:00:47 +0000

How to help student financially — and KiwiSaver tip for parents of teens Reader caught in scam impersonating me Bitcoin plunge a warning for all investors — like tulip mania Where to invest proceeds from selling rental QMy daughter starts her first year of university this year and could be studying for three to five years. We have $10,000 ready to pay for her first year.

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NZ Herald 13 December 2025

mary — Fri, 12 Dec 2025 11:00:15 +0000

How 22-year-old should handle inheritance Could NZ funds fail, as they did in Australia? Sell 80-year-old’s home, or get reverse mortgage? And is 75 too young for such a mortgage? How much caution in retirement? QMy mother recently passed away and I, along with my siblings, have received an inheritance which I feel anxious about doing right with. I am only 22 years old. I now own a third of...

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NZ Herald 29 November 2025

mary — Fri, 28 Nov 2025 11:00:48 +0000

Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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RNZ Radio 19 June 2025

mary — Thu, 19 Jun 2025 03:15:22 +0000

Different types of debt — some bad, some good More on credit cards — how not to use them More on buy now pay later debt — how not to use it Mortgage holders should concentrate on other debt Socialising is on the decline while the cost of living rises Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

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NZ Herald 14 June 2025

mary — Fri, 13 Jun 2025 12:00:35 +0000

Speed up student loan payments or invest? Pay off mortgage or invest? How to deal with high health insurance costs Paying Off High Interest Debt QI’m currently paying off my $10,000 student loan, which is scheduled to be fully repaid late next year. I’m also contributing $50 a fortnight to a low-cost index fund to support my retirement savings. Would it be more beneficial to redirect...

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NZ Herald 26 October 2024

mary — Fri, 25 Oct 2024 11:00:31 +0000

When you don’t need insurance How stay-at-home mum can keep contributing to KiwiSaver Government is not that mean with KiwiSaver! Steven Joyce doesn’t change my mind on CGT Frequent home trader should be paying tax Make a will even if no recognized next of kin Student loans versus NZ Super QWe have built our business for 20 years and managed to amass a net worth of about $15 million.

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NZ Herald 12 October 2024

mary — Fri, 11 Oct 2024 11:00:54 +0000

Investment lessons might beat lectures Adjust both CGT and income tax for inflation Include shares in CGT An interesting website Death duty — the tax nobody avoids Superannuitants not like students A wonderful windfall Reader doesn’t want to inherit QMy 18-year-old son is off to university next year. For his 18th birthday he got about $1,000 in gifts. He is using a shares app to invest it.

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