Small business – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Sat, 12 Jul 2025 02:28:40 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 5 July 2025 https://maryholm.com/nz-herald-5-july-2025/ Fri, 04 Jul 2025 12:00:16 +0000 https://maryholm.com/?p=12572 How rental market works in one apartment block … and in the whole economy Am I biased? And socialist? QI write regarding last week’s letter about landlords being charitable for too long and needing to raise rents. Landlords need to remember that their market is individuals with limits on what they can pay in rent. These individuals are also not a charity to support indigent landlords.

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NZ Herald 26 October 2024 https://maryholm.com/nz-herald-26-october-2024/ Fri, 25 Oct 2024 11:00:31 +0000 https://maryholm.com/?p=12271 When you don’t need insurance How stay-at-home mum can keep contributing to KiwiSaver Government is not that mean with KiwiSaver! Steven Joyce doesn’t change my mind on CGT Frequent home trader should be paying tax Make a will even if no recognized next of kin Student loans versus NZ Super QWe have built our business for 20 years and managed to amass a net worth of about $15 million.

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NZ Herald 3 February 2024 https://maryholm.com/nz-herald-3-february-2024/ Fri, 02 Feb 2024 11:00:45 +0000 https://maryholm.com/?p=11998 This article was published on 3 February 2024. Some information may be out of date. Pay your fair share, tax dodgers! Money in shares can disappear No ripoff at the start of NZ’s decimal currency Rules of thumb on spending in retirement … … What about the big expenses? Did anyone find treasure? Please keep your letters short QI have followed your articles in the NZ Herald for some time.

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NZ Herald 5 August 2023 https://maryholm.com/nz-herald-5-august-2023/ Fri, 04 Aug 2023 12:00:53 +0000 https://maryholm.com/?p=11777 This article was published on 5 August 2023. Some information may be out of date. Family fights over grandkids’ legacies Help for people struggling with debt KiwiSaver or mortgage or both? KiwiSaver provider gives wrong info Small businesses often charged more for card transactions… … and Sharesies making changes on this QOn the balance between siblings — an issue in recent Q&As:

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NZ Herald 22 April 2023 https://maryholm.com/nz-herald-22-april-2023/ Fri, 21 Apr 2023 12:00:08 +0000 https://maryholm.com/?p=11648 This article was published on 22 Apr 2023. Some information may be out of date. A reader’s disappointing run with managed funds When it can be bad news to own shares in company you work for … … or to buy the building that houses your business Confusing numbers on KiwiSaver fund performance A reader’s story: gaining confidence to buy shares QI note that you are a keen supporter of KiwiSaver and...

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NZ Herald 29 January 2022 https://maryholm.com/nz-herald-29-january-2022/ Fri, 28 Jan 2022 11:00:45 +0000 https://maryholm.com/?p=11168 This article was published on 29 January 2022. Some information may be out of date. Covid-hit couple struggle to get a loan … … while another family finds solutions Short-term share performance is irrelevant Get used to volatility or move out and stay out 45 financial rules QDue to Covid our tourist business income has dropped substantially, from $70,000 to $30,000. I asked my bank (where I have...

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NZ Herald 9 October 2021 https://maryholm.com/nz-herald-9-october-2021/ Fri, 08 Oct 2021 11:00:21 +0000 https://maryholm.com/?p=11084 This article was published on 9 October 2021. Some information may be out of date. Couple should be able to have both a house and another baby — if they watch their spending House price data allows for huge price jumps from developer purchases Should couple pay more for house to be in best school zone? Son defends private schooling from Mum’s comments about drawbacks How KiwiSaver cash fund might...

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RNZ Radio 30 July 2020 https://maryholm.com/rnz-radio-30-july-2020/ Thu, 30 Jul 2020 03:15:47 +0000 https://maryholm.com/?p=10238 This article was published on 30 July 2020. Some information may be out of date. What ‘economic wellness’ means How can we achieve it Will our health improve if we achieve economic stability? Is it easier to be well if you have money? Plus: Is National’s plan to let people withdraw $20,000 from KiwiSaver to start a business a good idea? Listen to the segment below, or click here to read Radio NZ&#

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NZ Herald 2 July 2016 https://maryholm.com/nz-herald-2-july-2016/ Fri, 01 Jul 2016 12:00:00 +0000 http://maryholm.sitesbytim.com/nz-herald-2-july-2016/ This article was published on 2 July 2016. Some information may be out of date. A reader challenges my 2008 advice on term deposits Another wants to buy — not sell — UK shares right now Family should consider inner Auckland townhouse My motive is uncovered! Some lucky reading at McDonalds Corrections QNobody knows when a “Black Swan” will come, as come it has. In my opinion...

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RNZ Radio 11 February 2016 https://maryholm.com/rnz-radio-11-february-2016/ Thu, 11 Feb 2016 01:20:00 +0000 http://maryholm.sitesbytim.com/rnz-radio-11-february-2016/ This segment was broadcast on 11 February 2016. Some information may be out of date. How you might get rich quick without putting in heaps of time and taking high risk Not via scams (discussed last year) The other ideas need luck What would happen if someone found a low-risk easy way to get rich quick? 3 ways you could try to get rich quick High-risk shares Start a new business Highly geared...

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