Scams – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 10 Oct 2025 14:21:35 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 11 October 2025 https://maryholm.com/nz-herald-11-october-2025/ Fri, 10 Oct 2025 11:00:03 +0000 https://maryholm.com/?p=12669 Renting out a bach can be complicated Don’t give bank account number to a possible scammer Defining managed, active and passive funds Problems with proving who you are Rare praise for a bank QRenting out a holiday home is not as straightforward as implied in last week’s column. As I’m sure you know, it can incur GST if the turnover goes over the $60,000 threshold, or if you are...

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NZ Herald 4 October 2025 https://maryholm.com/nz-herald-4-october-2025/ Fri, 03 Oct 2025 11:00:21 +0000 https://maryholm.com/?p=12663 A bank account for a couch surfer No, it’s not me! Scam warning Reader excited by recent returns … … While another gets a little bit brave Now retired, we’re selling our rental Is renting out bach a good idea? QI don’t have any million-dollar properties, so this is probably outside of your usual area of expertise. A few years ago I was kicked out of my rental because...

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NZ Herald 23 August 2025 https://maryholm.com/nz-herald-23-august-2025/ Fri, 22 Aug 2025 12:00:01 +0000 https://maryholm.com/?p=12625 Scam warning Good way to help family members with a mortgage Don’t try to predict share crashes — it doesn’t work 2 Q&As on why you may not need health insurance A Facebook page and an entry in Instagram have recently appeared claiming to be mine, and suggesting people join me in some investments. I have nothing to do with this, and I’m trying to get it taken down.

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NZ Herald 24 May 2025 https://maryholm.com/nz-herald-24-may-2025/ Fri, 23 May 2025 12:00:24 +0000 https://maryholm.com/?p=12537 What, exactly, are bonds? And are they safe? Are bonds no longer behaving as they should? Industry man defends gold Just 2 KiwiSaver providers won’t let you do this Last week’s correspondent “naïve” about tax on rental income QWhy will no one explain all the jargon that surrounds bonds? I have asked you about three or four times to explain bonds, I have asked my stockbroker to explain bonds...

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RNZ Radio 17 October 2024 https://maryholm.com/rnz-radio-17-october-2024/ Thu, 17 Oct 2024 02:15:01 +0000 https://maryholm.com/?p=12261 How many apply for hardship How we run our credit cards Types of mortgages — what’s best? Use of term deposits Payee confirmation — see who you are paying online Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 3 August 2024 https://maryholm.com/nz-herald-3-august-2024/ Mon, 05 Aug 2024 03:58:22 +0000 https://maryholm.com/?p=12185 Managed funds best for teen’s savings… … And for inheritance Entering competitions? Watch for scams Special schools could use help Cheeky tip on lotteries 87-year-old should take trips QMy daughter started working at a café part time on the weekends as a 14-year-old, two and a half years ago, and has managed to save $20,000 since. She’d like to invest the bulk of it, just keeping a small amount...

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NZ Herald 15 July 2023 https://maryholm.com/nz-herald-15-july-2023/ Fri, 14 Jul 2023 12:00:07 +0000 https://maryholm.com/?p=11757 This article was published on 15 July 2023. Some information may be out of date. Help for low-income people in rundown house… … And for woman with inheritance … And for reader with lousy luck Lend rather than give money to offspring to buy a home Letters about banking headed for Commerce Commission QMost of your questions are from the well off. We are two Supported Living people...

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NZ Herald 8 July 2023 https://maryholm.com/nz-herald-8-july-2023/ Fri, 07 Jul 2023 12:00:47 +0000 https://maryholm.com/?p=11751 This article was published on 8 July 2023. Some information may be out of date. Widow needs help with coping with son’s selfishness Scam text from “IRD” looks genuine Reader annoyed at having to phone bank to get better rate A warning for people changing banks Parents invest kids’ inheritances in a rental … … But did they follow the law? QA recent Q&A mentioned families that are persuading...

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NZ Herald 1 July 2023 https://maryholm.com/nz-herald-1-july-2023/ Fri, 30 Jun 2023 12:00:20 +0000 https://maryholm.com/?p=11746 This article was published on 1 July 2023. Some information may be out of date. Term deposit website worries me Not easy to invest for teens without their knowing Clever idea for helping your child into their first home Readers’ stories about switching to smaller banks QPlease bear with me when reading this letter to you. I may well be wrong and I’d hate to be accused of sullying anyone’s name.

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NZ Herald 3 June 2023 https://maryholm.com/nz-herald-3-june-2023/ Fri, 02 Jun 2023 12:00:34 +0000 https://maryholm.com/?p=11686 This article was published on 3 June 2023. Some information may be out of date. How could I resist? Quite easily, actually A short-term reverse mortgage works well for this reader… … But rates postponement might be better for this one Don’t overlook other banks’ term deposits Column helps with recovery from accident House deposit money better in the bank QWant to become a millionaire?

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