Saving – Mary Holm

RNZ Radio 19 February 2026

mary — Thu, 19 Feb 2026 02:15:16 +0000

4 steps: (Also applies to non-KiwiSaver funds) Most important: Work out your risk level Choose a fund at your risk level — including why you should largely ignore past returns Other info on Smart Investor Check the ethics of funds Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’.

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NZ Herald 22 November 2025

mary — Fri, 21 Nov 2025 11:00:16 +0000

House-sitting their way to home ownership — and keeping debt down Gold v share funds v rental property Is burying your gold a good idea? Unusual Simplicity fund investments Correction on share fund tax QI’m a 33-year-old woman and house-sit full-time with my partner to save paying rent. We are currently waiting to finalise the purchase of 825 square metres of land, which we expect to settle...

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RNZ Radio 9 October 2025

mary — Thu, 09 Oct 2025 02:15:33 +0000

Celebrating 10 years of RNZ segment. Contestants had to write what they learnt from it, in 60 words or less. Themes include: Save regular small amount by direct credit Make a will Repay debt Spend on fun in retirement Ladder term deposits Leave KiwiSaver alone in downturns KiwiSaver works well for self-employed Listen to the segment below, or click here to read Radio NZ’s summary.

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RNZ Radio 25 September 2025

mary — Thu, 25 Sep 2025 03:15:24 +0000

Why it's best to choose low-fee funds over high-performing funds - But first: 10th anniversary of this segment coming up. Here's how to win a book! - Research shows 2024 was a great year for NZ-based world share funds... - ... and NZ share funds did well too - But was your fund's performance all that strong? Most funds did worse than the share index. - Especially true with long-term returns - Adjustments for survivorship bias — many funds closed down - Conclusion: Outperformance doesn't last. Choose low-fee funds.

NZ Herald 6 September 2025

mary — Fri, 05 Sep 2025 12:00:44 +0000

Deposit compensation up and running What if someone pulls out of the scheme? KiwiSaver total remuneration defended What’s fair for over-65s in KiwiSaver? Total remuneration tempts people, who will later regret it Best way to self insure for health costs Couple has been lucky with health — so far! QI was following with interest the moves to introduce savings guarantees...

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RNZ Radio 28 August 2025

mary — Thu, 28 Aug 2025 03:15:00 +0000

Changing attitudes to renting for life Are you financially worse off renting? Worry about being kicked out Other negatives of renting Positives of renting Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 23 August 2025

mary — Fri, 22 Aug 2025 12:00:01 +0000

Scam warning Good way to help family members with a mortgage Don’t try to predict share crashes — it doesn’t work 2 Q&As on why you may not need health insurance A Facebook page and an entry in Instagram have recently appeared claiming to be mine, and suggesting people join me in some investments. I have nothing to do with this, and I’m trying to get it taken down.

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RNZ Radio 14 August 2025

mary — Thu, 14 Aug 2025 03:15:12 +0000

Lack of fund is source of stress Priorities with your money How much? Where to save — including idea for those with mortgages How to build a fund A “charity fund”? If you use the money… Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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NZ Herald 26 July 2025

mary — Fri, 25 Jul 2025 12:00:50 +0000

Should parents monitor older teens’ bank accounts? Pay down mortgage or save? Reader: Shares are not high-risk Am I a Boglehead? Low-fee funds winning for this family Can employer not do KiwiSaver? QShould parents be able to see their children’s bank account details once they become adults? We helped our two children set up accounts when they were around 14. We cannot see their...

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NZ Herald 21 June 2025

mary — Fri, 20 Jun 2025 12:00:36 +0000

A different investment for retirement How costs of care affect retirement savings … … And one couple’s experience The Stock Picking Game QAlternative investments — and I don’t mean crypto, gold, vintage cars or whisky! As I spent the afternoon bottling fruit from my trees, I was feeling grateful, and happy for the abundance in my life. Then I started to think about the...

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