Saving – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 01 Nov 2024 02:26:48 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 31 October 2024 https://maryholm.com/rnz-radio-31-october-2024/ Thu, 31 Oct 2024 02:15:57 +0000 https://maryholm.com/?p=12286 FMA’s annual KiwiSaver report: Growth of money in growth funds — and drop in conservative Who is not contributing? Where are we on ethical KiwiSaver funds? Fees fall, but could fall further Switches between funds Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads —...

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RNZ Radio 17 October 2024 https://maryholm.com/rnz-radio-17-october-2024/ Thu, 17 Oct 2024 02:15:01 +0000 https://maryholm.com/?p=12261 How many apply for hardship How we run our credit cards Types of mortgages — what’s best? Use of term deposits Payee confirmation — see who you are paying online Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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RNZ Radio 19 September 2024 https://maryholm.com/rnz-radio-19-september-2024/ Thu, 19 Sep 2024 03:15:01 +0000 https://maryholm.com/?p=12236 Produced by Te Ara Ahunga Ora Retirement Commission Doesn’t test financial knowledge, but how well you are coping with your money Brief discussion of what’s behind the questions If you want to read the quiz, go here Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads...

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NZ Herald 14 September 2024 https://maryholm.com/nz-herald-14-september-2024/ Fri, 13 Sep 2024 12:00:54 +0000 https://maryholm.com/?p=12233 Long-term view needed on shares One more argument for KiwiSaver for teens… … Why a grandparent prefers to give a gift at 21 Lotto boss gives his perspective What happens to student loan when you die How long bank takes when a customer dies QYour response last week on KiwiSaver for the grandkids refers. I have accessed Smart Investor on the sorted.org.nz pages that you mentioned and note that most...

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NZ Herald 17 August 2024 https://maryholm.com/nz-herald-17-august-2024/ Fri, 16 Aug 2024 12:00:52 +0000 https://maryholm.com/?p=12198 Grandpa teaches money in a fun way Ideas for term depositors facing lower interest When to switch KiwiSaver providers — and when not to Far away rental could be worrying Making the most of tax cuts and mortgage interest cuts QWhen we were about to fly home after visiting our grandchildren on the Gold Coast in May 2013, we were having a coffee with our daughter and the three young kids at the Gold...

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NZ Herald 10 August 2024 https://maryholm.com/nz-herald-10-august-2024/ Fri, 09 Aug 2024 12:00:28 +0000 https://maryholm.com/?p=12191 2 painless ways to ease money worries KiwiSaver or not after 65? Is this a good time to sell the rental? A tip for travellers Check out Money Month QHow do other people think about money? I earn a reasonable salary and own my own home, but I constantly think about money. For example, how much is in the cheque account, how much is left on the mortgage — so many mental calculations in my head.

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RNZ Radio 25 July 2024 https://maryholm.com/rnz-radio-25-july-2024/ Thu, 25 Jul 2024 03:15:44 +0000 https://maryholm.com/?p=12179 Could be much better off in retirement, with no pain Applies to almost everyone Set up auto transfer Could total more than quarter of a million dollars in retirement Plus: Similar situation if don’t spend on Lotto, but … Confirming wages do grow faster than inflation Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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RNZ Radio 30 May 2024 https://maryholm.com/rnz-radio-30-may-2024/ Thu, 30 May 2024 03:15:05 +0000 https://maryholm.com/?p=12124 But first: a comment on Budget tax cuts — try to save that money! KiwiSaver still best for first home saving — despite loss of grant. Other help with buying first home… … Or rent long-term, while saving hard. Where to invest your long-term savings? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ...

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NZ Herald 4 May 2024 https://maryholm.com/nz-herald-4-may-2024/ Fri, 03 May 2024 12:00:56 +0000 https://maryholm.com/?p=12097 New graduate gets help with budgeting and saving How to cope with never-ending bills Correction on last column: Tax cuts not yet finalized Transition year coming for tax Argument for no tax on crypto and gold Reader unhappy about capital gains tax ideas Mary talking in New Plymouth QWhile visiting my son for his university graduation, we scheduled a visit to his bank’s mortgage adviser...

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RNZ Radio 19 April 2024 https://maryholm.com/rnz-radio-19-april-2024/ Thu, 18 Apr 2024 03:14:48 +0000 https://maryholm.com/?p=12083 Rules for kids Why it’s great if you contribute for them Changes to make at 18 An alternative: pros and cons of a non-KiwiSaver fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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