Relationships and money – Mary Holm

NZ Herald 15 August 2026

mary — Fri, 14 Aug 2026 12:00:42 +0000

Should couple sell their home, rent and invest in shares? Should we move out of index funds because crash is expected — maybe? Will house prices boom again? Do older singles get favourable treatment? QShould I consider selling my mortgage-free house to invest the full amount in the share market while I rent? The share market (over time at a 10% average) would return far more than the cost of...

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NZ Herald 1 August 2026

mary — Fri, 31 Jul 2026 12:00:10 +0000

Sell the rental and have some fun What to do after redundancy Setting up money for granddaughters’ KiwiSavers Is a live-apartnership just dating? Nobody’s coming after her money Slow process to get KiwiSaver money into account QMy husband and I are in our mid forties. We have about $200,000 each in our KiwiSavers, and our home is mortgage-free. We also have a rental property. We’.

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NZ Herald 18 July 2026

mary — Fri, 17 Jul 2026 12:00:44 +0000

Will she have to help pay for his residential care? Should KiwiSaver be scrapped? Should redundant man keep contributing to KiwiSaver? Shares and ETFs versus KiwiSaver fund QWhere do I stand? The Residential Care and Disability Support Services Act 2018 and the Social Security Act 2018 say the assets of both partners in a relationship are generally considered jointly. Spouses or partners are...

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NZ Herald 20 December 2025

mary — Fri, 19 Dec 2025 11:00:47 +0000

How to keep inheritance out of relationship property 2 Q&As on living in a retirement village What’s wrong with so many New Zealanders? See you next year — and tips on getting your letter published QI read with interest your response last week to the student who has inherited a large sum of money at 22, as it mirrors the situation my two brothers and I faced when we were in our twenties.

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RNZ Radio 24 April 2025

mary — Thu, 24 Apr 2025 03:15:37 +0000

Marriage Debt Budgeting Investments Less conventional investments Saving for children Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’s keep it free.

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NZ Herald 19 April 2025

mary — Fri, 18 Apr 2025 12:00:25 +0000

How to be fair with gifts to children for home purchases When share investments might not do well over a decade Challenging a family trust distribution Why reverse mortgage interest rates are higher A mortgage fund versus term deposits Winners in book giveaway QSome years ago we gifted money to our son to assist in purchasing a home. Now that we want to do the same for a second son...

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NZ Herald 22 February 2025

mary — Fri, 21 Feb 2025 11:00:42 +0000

Should the son inherit more? Were the old days really better for women? “Fairer” NZ Super could be a nightmare Are over 65s really working more? Investment firm defends their numbers QLast week’s letter regarding boys getting the lion’s share of parental financial help really got to me. We were financially very secure, we put both son and daughter through private schools. Our daughter flew high...

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RNZ Radio 28 November 2024

mary — Thu, 28 Nov 2024 02:15:40 +0000

Applies if married or live together 3+ years, and no pre-nup saying otherwise. How much of your KiwiSaver becomes relationship property. How differences in KiwiSaver balances can be settled. Broke up earlier? You may still be able to get some of partner’s KiwiSaver. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 31 August 2024

mary — Fri, 30 Aug 2024 12:00:33 +0000

This article was published on 31 August 2024. Some information may be out of date. Grumpy share investor looks at too short a period Setting up KiwiSaver for the grandkids Another side to last week’s inheritance story Don’t be too tough on landlords! Can still get NZ Super when overseas Reader inadvertently broke KiwiSaver rules QWould you consider investing in growth assets for 4.5 years for a...

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NZ Herald 24 August 2024

mary — Fri, 23 Aug 2024 12:00:30 +0000

This article was published on 24 August 2024. Some information may be out of date. A not-so-happy Lotto millionaire KiwiSaver rules when overseas… … And the same for NZ Super Family needs legal advice about Dad’s new wife Are Healthy Homes rules for rentals good? QI had a small Lotto win late last year — approximately $25,000 from memory. Paid off the credit card which took half of it...

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