Real estate buying and selling – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 27 Mar 2026 05:18:36 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 28 March 2026 https://maryholm.com/nz-herald-28-march-2026/ Fri, 27 Mar 2026 11:00:03 +0000 https://maryholm.com/?p=12765 Where to put money for new grandchild Could retiree be “forced” to sell shared land? How one family funded children’s uni Watching caravans turning! Sad story about selling house to neighbour… … and happy one Alternative to reverse mortgage Appearance at Auckland Writers Festival I will be appearing at the Auckland Writers Festival, at 2.30 to 3.30 pm on Saturday May 16...

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NZ Herald 11 October 2025 https://maryholm.com/nz-herald-11-october-2025/ Fri, 10 Oct 2025 11:00:03 +0000 https://maryholm.com/?p=12669 Renting out a bach can be complicated Don’t give bank account number to a possible scammer Defining managed, active and passive funds Problems with proving who you are Rare praise for a bank QRenting out a holiday home is not as straightforward as implied in last week’s column. As I’m sure you know, it can incur GST if the turnover goes over the $60,000 threshold, or if you are...

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RNZ Radio 11 September 2025 https://maryholm.com/rnz-radio-11-september-2025/ Thu, 11 Sep 2025 03:15:01 +0000 https://maryholm.com/?p=12643 Now it’s a “buyers’ market’ — but don’t try to time markets Get a LIM — important info See property at different times Check the neighbourhood Online valuations Building inspection Negotiating — including auctions Very important: be prepared to walk away. There are always other good houses! Listen to the segment below, or click here to read Radio NZ’s summary.

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NZ Herald 1 February 2025 https://maryholm.com/nz-herald-1-february-2025/ Fri, 31 Jan 2025 11:00:16 +0000 https://maryholm.com/?p=12354 Where first home buyer, 24, should put savings Pros and cons of selling rental in retirement A tale of simple — but worrying — tax What to do when mortgage ends Helping a grandchild into KiwiSaver QI’m a 24-year-old Aucklander. Current salary about $72,000; KiwiSaver balance about $18,000 (growth fund); student loan about $2,300; savings about $176,000. With the plan of making a deposit on a house...

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NZ Herald 9 November 2024 https://maryholm.com/nz-herald-9-november-2024/ Fri, 08 Nov 2024 11:00:52 +0000 https://maryholm.com/?p=12292 Should solo parent sell her home and rent? Where to save emergency money 3 Q&As on capital gains tax on the family home Do farmers have it harder than teachers? Should Lotto be taxed? QI need guidance. I’m a solo parent who managed to get onto the property ladder by purchasing a two-bedroom townhouse. I’m thinking about selling and just renting. Reasons: – Need a yard. –.

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NZ Herald 26 October 2024 https://maryholm.com/nz-herald-26-october-2024/ Fri, 25 Oct 2024 11:00:31 +0000 https://maryholm.com/?p=12271 When you don’t need insurance How stay-at-home mum can keep contributing to KiwiSaver Government is not that mean with KiwiSaver! Steven Joyce doesn’t change my mind on CGT Frequent home trader should be paying tax Make a will even if no recognized next of kin Student loans versus NZ Super QWe have built our business for 20 years and managed to amass a net worth of about $15 million.

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RNZ Radio 30 May 2024 https://maryholm.com/rnz-radio-30-may-2024/ Thu, 30 May 2024 03:15:05 +0000 https://maryholm.com/?p=12124 But first: a comment on Budget tax cuts — try to save that money! KiwiSaver still best for first home saving — despite loss of grant. Other help with buying first home… … Or rent long-term, while saving hard. Where to invest your long-term savings? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ...

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NZ Herald 9 December 2023 https://maryholm.com/nz-herald-9-december-2023/ Fri, 08 Dec 2023 11:00:48 +0000 https://maryholm.com/?p=11943 This article was published on 9 December 2023. Some information may be out of date. Laddering savings while studying for a new career Dodging the rental property bright-line test Using KiwiSaver money to buy a UK house Go for the pension scheme with the employer contributions No need to close KiwiSaver when living overseas Are your contributions included in your KiwiSaver return?

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NZ Herald 2 December 2023 https://maryholm.com/nz-herald-2-december-2023/ Fri, 01 Dec 2023 11:00:47 +0000 https://maryholm.com/?p=11937 This article was published on 2 December 2023. Some information may be out of date. Are NZ houses unnecessarily big – and therefore more expensive? Could we just halve all house prices? Unfair to compare KiwiSaver and NZ Super Fund, but still … A property purchase that went brilliantly Meaningful Christmas gifts QIn my letter that ran in your column last week I said, “We all struggled to buy our...

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NZ Herald 18 November 2023 https://maryholm.com/nz-herald-18-november-2023/ Fri, 17 Nov 2023 11:00:41 +0000 https://maryholm.com/?p=11924 This article was published on 18 November 2023. Some information may be out of date. Tips for a 26-year-old on how saving for a home A 50% house price drop? 30% has happened Changes strengthen landlord argument Tough gifting rules for elderly care subsidy One way around the care subsidy rules? Divorce not the answer unless real QI’m 26 and just getting started in the world of investing.

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