Mortgages – Mary Holm

NZ Herald 29 August 2026

mary — Fri, 28 Aug 2026 12:00:11 +0000

What couple should do with savings after cancer diagnosis How to hire a financial adviser… … and how to fire one Making the most of KiwiSaver in your 80s Don’t forget tax when weighing up home ownership QMy husband is 58 and I’m 54. He has recently been diagnosed with incurable cancer and is not able to work. While the prognosis isn’t great, we’re hopeful he will stay well...

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NZ Herald 1 August 2026

mary — Fri, 31 Jul 2026 12:00:10 +0000

Sell the rental and have some fun What to do after redundancy Setting up money for granddaughters’ KiwiSavers Is a live-apartnership just dating? Nobody’s coming after her money Slow process to get KiwiSaver money into account QMy husband and I are in our mid forties. We have about $200,000 each in our KiwiSavers, and our home is mortgage-free. We also have a rental property. We’.

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RNZ Radio 25 June 2026

mary — Thu, 25 Jun 2026 03:15:33 +0000

Who benefits Who should be indifferent Who is harmed What about whānau — extended families? A shift away from property to shares? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 20 June 2026

mary — Fri, 19 Jun 2026 12:00:49 +0000

Are houses as affordable as ever? Index funds beating active, but will it last? How to tell when to sell shares How to cut health insurance costs QThe statement in your last column, “Kiwis are living at least ten years longer than they did in say the 1960s to 1980s,” is disingenuous. The New Zealand Period Life Tables 2022–2024 from Stats NZ show that in 1980 life expectancy for...

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NZ Herald 9 May 2026

mary — Fri, 08 May 2026 12:00:42 +0000

Avoid having both investments and debt… … and therefore skip the mortgage One way to solve NZ Super problem? “Vehement disagreement” over means testing NZ Super NZ on world stage over Super Overseas pensions confiscated? QMy husband and I have both come from financially illiterate and working class families, but have spent the last seven years learning more each year about managing...

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NZ Herald 25 April 2026

mary — Fri, 24 Apr 2026 12:00:31 +0000

NZ Super only for those who paid tax through their lives? A laugh and a controversy over 122-year-old in last column Help for non-homeowning couple, 57, who feel trapped and confused Easy mortgage calculations — monthly vs weekly payments QI acknowledge that it is not your job to make moral judgements on the wealthy, or how some taxpayers avoid paying their fair share of taxes. But in your spare...

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RNZ Radio 16 April 2026

mary — Thu, 16 Apr 2026 03:14:04 +0000

Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money! How to set up laddering. Ladder your mortgage. Also — bargain with your bank. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people...

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RNZ Radio 18 December 2025

mary — Thu, 18 Dec 2025 02:15:46 +0000

Questions from listeners on this Also a question on whether you can make faster repayments on a fixed term mortgage Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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RNZ Radio 4 December 2025

mary — Thu, 04 Dec 2025 02:15:56 +0000

Official cash rate dropped again — and floating mortgage rate. Fewer people behind on mortgage payments Many people not reducing their payments, but using extra to pay down the loan. Makes a huge difference to total interest and how long the loan runs. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

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NZ Herald 29 November 2025

mary — Fri, 28 Nov 2025 11:00:48 +0000

Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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