Money management – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Sat, 30 May 2026 05:35:54 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 28 May 2026 https://maryholm.com/rnz-radio-28-may-2026/ Thu, 28 May 2026 03:16:50 +0000 https://maryholm.com/?p=12803 Retirement Commission (Te Ara Ahunga Ora) — conference highlights. Stories of financial hardship How financial mentors help — but they’re losing funding How banks are helping Some good news Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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]]> RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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]]> RNZ Radio 16 April 2026 https://maryholm.com/rnz-radio-16-april-2026/ Thu, 16 Apr 2026 03:14:04 +0000 https://maryholm.com/?p=12778 Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money! How to set up laddering. Ladder your mortgage. Also — bargain with your bank. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people...

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]]> RNZ Radio 4 December 2025 https://maryholm.com/rnz-radio-4-december-2025/ Thu, 04 Dec 2025 02:15:56 +0000 https://maryholm.com/?p=12718 Official cash rate dropped again — and floating mortgage rate. Fewer people behind on mortgage payments Many people not reducing their payments, but using extra to pay down the loan. Makes a huge difference to total interest and how long the loan runs. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

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]]> NZ Herald 9 August 2025 https://maryholm.com/nz-herald-9-august-2025/ Fri, 08 Aug 2025 12:00:12 +0000 https://maryholm.com/?p=12595 Why rental property is not a great retirement investment What about commercial property? How to handle money when husband going into care Help available for the retired Rule of 72 — when debt doubles QFrom Peter Lewis, vice president of New Zealand Property Investors Federation: Owning residential property in retirement remains a smart and resilient strategy, especially in the face of inflation...

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]]> RNZ Radio 19 June 2025 https://maryholm.com/rnz-radio-19-june-2025/ Thu, 19 Jun 2025 03:15:22 +0000 https://maryholm.com/?p=12561 Different types of debt — some bad, some good More on credit cards — how not to use them More on buy now pay later debt — how not to use it Mortgage holders should concentrate on other debt Socialising is on the decline while the cost of living rises Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

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]]> RNZ Radio 5 June 2025 https://maryholm.com/rnz-radio-5-june-2025/ Thu, 05 Jun 2025 03:15:34 +0000 https://maryholm.com/?p=12556 7 questions to test your financial knowledge How to do test at your own pace, and get explanations of the answers Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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]]> RNZ Radio 17 October 2024 https://maryholm.com/rnz-radio-17-october-2024/ Thu, 17 Oct 2024 02:15:01 +0000 https://maryholm.com/?p=12261 How many apply for hardship How we run our credit cards Types of mortgages — what’s best? Use of term deposits Payee confirmation — see who you are paying online Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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]]> RNZ Radio 19 September 2024 https://maryholm.com/rnz-radio-19-september-2024/ Thu, 19 Sep 2024 03:15:01 +0000 https://maryholm.com/?p=12236 Produced by Te Ara Ahunga Ora Retirement Commission Doesn’t test financial knowledge, but how well you are coping with your money Brief discussion of what’s behind the questions If you want to read the quiz, go here Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads...

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]]> RNZ Radio 5 September 2024 https://maryholm.com/rnz-radio-5-september-2024/ Thu, 05 Sep 2024 03:15:08 +0000 https://maryholm.com/?p=12226 Some councils offer for everyone, others just for those on lower incomes Frees up money for expenses — or fun! You pay no rates, but owe your council the money — pay back when you sell house or die Some fees plus compounding interest, but house value should grow more than debt Check your council’s website Another idea: pay smaller amounts more often Listen to the segment below, or click here to...

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