Money management – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 05 Dec 2025 09:38:29 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 4 December 2025 https://maryholm.com/rnz-radio-4-december-2025/ Thu, 04 Dec 2025 02:15:56 +0000 https://maryholm.com/?p=12718 Official cash rate dropped again — and floating mortgage rate. Fewer people behind on mortgage payments Many people not reducing their payments, but using extra to pay down the loan. Makes a huge difference to total interest and how long the loan runs. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

Source

]]>
NZ Herald 9 August 2025 https://maryholm.com/nz-herald-9-august-2025/ Fri, 08 Aug 2025 12:00:12 +0000 https://maryholm.com/?p=12595 Why rental property is not a great retirement investment What about commercial property? How to handle money when husband going into care Help available for the retired Rule of 72 — when debt doubles QFrom Peter Lewis, vice president of New Zealand Property Investors Federation: Owning residential property in retirement remains a smart and resilient strategy, especially in the face of inflation...

Source

]]>
RNZ Radio 19 June 2025 https://maryholm.com/rnz-radio-19-june-2025/ Thu, 19 Jun 2025 03:15:22 +0000 https://maryholm.com/?p=12561 Different types of debt — some bad, some good More on credit cards — how not to use them More on buy now pay later debt — how not to use it Mortgage holders should concentrate on other debt Socialising is on the decline while the cost of living rises Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary&#

Source

]]>
RNZ Radio 5 June 2025 https://maryholm.com/rnz-radio-5-june-2025/ Thu, 05 Jun 2025 03:15:34 +0000 https://maryholm.com/?p=12556 7 questions to test your financial knowledge How to do test at your own pace, and get explanations of the answers Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

Source

]]>
RNZ Radio 17 October 2024 https://maryholm.com/rnz-radio-17-october-2024/ Thu, 17 Oct 2024 02:15:01 +0000 https://maryholm.com/?p=12261 How many apply for hardship How we run our credit cards Types of mortgages — what’s best? Use of term deposits Payee confirmation — see who you are paying online Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

Source

]]>
RNZ Radio 19 September 2024 https://maryholm.com/rnz-radio-19-september-2024/ Thu, 19 Sep 2024 03:15:01 +0000 https://maryholm.com/?p=12236 Produced by Te Ara Ahunga Ora Retirement Commission Doesn’t test financial knowledge, but how well you are coping with your money Brief discussion of what’s behind the questions If you want to read the quiz, go here Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads...

Source

]]>
RNZ Radio 5 September 2024 https://maryholm.com/rnz-radio-5-september-2024/ Thu, 05 Sep 2024 03:15:08 +0000 https://maryholm.com/?p=12226 Some councils offer for everyone, others just for those on lower incomes Frees up money for expenses — or fun! You pay no rates, but owe your council the money — pay back when you sell house or die Some fees plus compounding interest, but house value should grow more than debt Check your council’s website Another idea: pay smaller amounts more often Listen to the segment below, or click here to...

Source

]]>
RNZ Radio 22 August 2024 https://maryholm.com/rnz-radio-22-august-2024/ Thu, 22 Aug 2024 03:15:48 +0000 https://maryholm.com/?p=12212 When your mortgage rate falls, stick to your old payments Save big money on total interest paid Pay off your mortgage years earlier Use the mortgage calculator on Sorted A listener who is using his tax cut to reduce his mortgage Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

Source

]]>
NZ Herald 17 August 2024 https://maryholm.com/nz-herald-17-august-2024/ Fri, 16 Aug 2024 12:00:52 +0000 https://maryholm.com/?p=12198 Grandpa teaches money in a fun way Ideas for term depositors facing lower interest When to switch KiwiSaver providers — and when not to Far away rental could be worrying Making the most of tax cuts and mortgage interest cuts QWhen we were about to fly home after visiting our grandchildren on the Gold Coast in May 2013, we were having a coffee with our daughter and the three young kids at the Gold...

Source

]]>
RNZ Radio 30 May 2024 https://maryholm.com/rnz-radio-30-may-2024/ Thu, 30 May 2024 03:15:05 +0000 https://maryholm.com/?p=12124 But first: a comment on Budget tax cuts — try to save that money! KiwiSaver still best for first home saving — despite loss of grant. Other help with buying first home… … Or rent long-term, while saving hard. Where to invest your long-term savings? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ...

Source

]]>