KiwiSaver – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 10 Apr 2026 13:39:15 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 11 April 2026 https://maryholm.com/nz-herald-11-april-2026/ Fri, 10 Apr 2026 12:00:22 +0000 https://maryholm.com/?p=12774 Lesson from a 120-year-old! Where to invest term deposit money When is it best to move money overseas? Take out more in retirement? KiwiSaver when you turn 65 QThis story should be of interest to your readers — in light of recent Q&As about selling your house to your neighbour and then living in it as a tenant. Thirty years ago, André-François Raffray believed he had struck a smart deal.

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RNZ Radio 2 April 2026 https://maryholm.com/rnz-radio-2-april-2026/ Thu, 02 Apr 2026 02:10:25 +0000 https://maryholm.com/?p=12771 US ETFs and other US share investments — how have they done? Pick another country instead? The answer — go global, or reduce risk level How to make the move Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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NZ Herald 28 March 2026 https://maryholm.com/nz-herald-28-march-2026/ Fri, 27 Mar 2026 11:00:03 +0000 https://maryholm.com/?p=12765 Where to put money for new grandchild Could retiree be “forced” to sell shared land? How one family funded children’s uni Watching caravans turning! Sad story about selling house to neighbour… … and happy one Alternative to reverse mortgage Appearance at Auckland Writers Festival I will be appearing at the Auckland Writers Festival, at 2.30 to 3.30 pm on Saturday May 16...

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RNZ Radio 19 March 2026 https://maryholm.com/rnz-radio-19-march-2026/ Thu, 19 Mar 2026 02:15:25 +0000 https://maryholm.com/?p=12763 Employee and employer contributions rise from 3 to 3.5% You can get a temporary hold on this Employer contributions start for 16 and 17-year-olds How to help teens get KiwiSaver head start Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous...

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RNZ Radio 5 March 2026 https://maryholm.com/rnz-radio-5-march-2026/ Thu, 05 Mar 2026 02:15:55 +0000 https://maryholm.com/?p=12756 How you can invest 4 reasons not to invest in individual shares — versus share funds One exception But if you still want to … 4 rules Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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RNZ Radio 19 February 2026 https://maryholm.com/rnz-radio-19-february-2026/ Thu, 19 Feb 2026 02:15:16 +0000 https://maryholm.com/?p=12749 4 steps: (Also applies to non-KiwiSaver funds) Most important: Work out your risk level Choose a fund at your risk level — including why you should largely ignore past returns Other info on Smart Investor Check the ethics of funds Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’.

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NZ Herald 14 February 2026 https://maryholm.com/nz-herald-14-february-2026/ Fri, 13 Feb 2026 11:00:47 +0000 https://maryholm.com/?p=12747 How to help student financially — and KiwiSaver tip for parents of teens Reader caught in scam impersonating me Bitcoin plunge a warning for all investors — like tulip mania Where to invest proceeds from selling rental QMy daughter starts her first year of university this year and could be studying for three to five years. We have $10,000 ready to pay for her first year.

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NZ Herald 31 January 2026 https://maryholm.com/nz-herald-31-january-2026/ Fri, 30 Jan 2026 11:00:38 +0000 https://maryholm.com/?p=12737 Note to readers: fortnightly column Couple in 70s should sell 1 of 2 rentals and relax How to invest savings in retirement … … and for other goals such as uni The power of reinvesting dividends — and when not to What if KiwiSaver access age rises? From now on this column will be published fortnightly. I’ve got books to write and other plans to keep me busy. But I still love receiving your...

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RNZ Radio 18 December 2025 https://maryholm.com/rnz-radio-18-december-2025/ Thu, 18 Dec 2025 02:15:46 +0000 https://maryholm.com/?p=12731 Questions from listeners on this Also a question on whether you can make faster repayments on a fixed term mortgage Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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NZ Herald 13 December 2025 https://maryholm.com/nz-herald-13-december-2025/ Fri, 12 Dec 2025 11:00:15 +0000 https://maryholm.com/?p=12724 How 22-year-old should handle inheritance Could NZ funds fail, as they did in Australia? Sell 80-year-old’s home, or get reverse mortgage? And is 75 too young for such a mortgage? How much caution in retirement? QMy mother recently passed away and I, along with my siblings, have received an inheritance which I feel anxious about doing right with. I am only 22 years old. I now own a third of...

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