Investment returns – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Sun, 20 Sep 2026 02:41:43 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 17 September 2026 https://maryholm.com/rnz-radio-17-september-2026/ Thu, 17 Sep 2026 03:15:47 +0000 https://maryholm.com/?p=12869 FMA 2026 KiwiSaver Annual Report just released Average balance up 11%, but …. Over 65s staying in KiwiSaver Non-contributors should put in a bit More people switching funds — good and bad More people moving providers — good and bad Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’.

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]]> NZ Herald 15 August 2026 https://maryholm.com/nz-herald-15-august-2026/ Fri, 14 Aug 2026 12:00:42 +0000 https://maryholm.com/?p=12848 Should couple sell their home, rent and invest in shares? Should we move out of index funds because crash is expected — maybe? Will house prices boom again? Do older singles get favourable treatment? QShould I consider selling my mortgage-free house to invest the full amount in the share market while I rent? The share market (over time at a 10% average) would return far more than the cost of...

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]]> RNZ Radio 23 July 2026 https://maryholm.com/rnz-radio-23-july-2026/ Thu, 23 Jul 2026 03:15:16 +0000 https://maryholm.com/?p=12838 US data on investing lump sum Best and worst days close together NZ data on investing $100/week Get in and stay in Don’t try to time markets Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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]]> NZ Herald 18 July 2026 https://maryholm.com/nz-herald-18-july-2026/ Fri, 17 Jul 2026 12:00:44 +0000 https://maryholm.com/?p=12833 Will she have to help pay for his residential care? Should KiwiSaver be scrapped? Should redundant man keep contributing to KiwiSaver? Shares and ETFs versus KiwiSaver fund QWhere do I stand? The Residential Care and Disability Support Services Act 2018 and the Social Security Act 2018 say the assets of both partners in a relationship are generally considered jointly. Spouses or partners are...

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]]> RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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]]> NZ Herald 14 February 2026 https://maryholm.com/nz-herald-14-february-2026/ Fri, 13 Feb 2026 11:00:47 +0000 https://maryholm.com/?p=12747 How to help student financially — and KiwiSaver tip for parents of teens Reader caught in scam impersonating me Bitcoin plunge a warning for all investors — like tulip mania Where to invest proceeds from selling rental QMy daughter starts her first year of university this year and could be studying for three to five years. We have $10,000 ready to pay for her first year.

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]]> RNZ Radio 5 February 2026 https://maryholm.com/rnz-radio-5-february-2026/ Thu, 05 Feb 2026 02:10:51 +0000 https://maryholm.com/?p=12745 Recently all down lots. Why? Gold compared with shares long term — not good Can be good diversification — but in a small way Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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]]> RNZ Radio 18 December 2025 https://maryholm.com/rnz-radio-18-december-2025/ Thu, 18 Dec 2025 02:15:46 +0000 https://maryholm.com/?p=12731 Questions from listeners on this Also a question on whether you can make faster repayments on a fixed term mortgage Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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]]> NZ Herald 6 December 2025 https://maryholm.com/nz-herald-6-december-2025/ Fri, 05 Dec 2025 11:00:40 +0000 https://maryholm.com/?p=12720 Couple in 70s sell home to fund retirement fun While couple in 50s may choose to stay renting How young reader may get into housing market Where are those tiny KiwiSaver fees? QWe are in our early 70s, retired, and will shortly have about $1 million from the sale of our house. Does it makes more sense to tip that sum into KiwiSaver or give it to a wealth management company? We are mortgage-free...

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]]> RNZ Radio 20 November 2025 https://maryholm.com/rnz-radio-20-november-2025/ Thu, 20 Nov 2025 02:15:37 +0000 https://maryholm.com/?p=12700 Email from woman with mortgage-free house challenging my statement about renting being cheaper than home ownership Text from man challenging what I say about active fund management Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like...

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