International investing – Mary Holm

NZ Herald 31 August 2024

mary — Fri, 30 Aug 2024 12:00:33 +0000

Grumpy share investor looks at too short a period Setting up KiwiSaver for the grandkids Another side to last week’s inheritance story Don’t be too tough on landlords! Can still get NZ Super when overseas Reader inadvertently broke KiwiSaver rules QWould you consider investing in growth assets for 4.5 years for a total return of 1.8 per cent? Most likely no. However, from 1 Jan 2020 to May 2024...

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RNZ Radio 8 August 2024

mary — Thu, 08 Aug 2024 03:15:07 +0000

What are they? How they differ from other, active share funds. NZ research on why they beat active funds over longer term International funds are better How to find KiwiSaver index funds How to find exchange traded funds Money Month on Sorted.org.nz Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s...

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RNZ Radio 9 November 2023

mary — Thu, 09 Nov 2023 02:15:24 +0000

Why investing in NZ shares only is not wise Why go with the whole world, not individual countries Easiest way to invest internationally Ways to reduce risk Disloyal to NZ? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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RNZ Radio 26 October 2023

mary — Thu, 26 Oct 2023 02:15:05 +0000

Total funds nearly $100 billion — although dropped in 2022 4 good trends: More in growth funds More choice for investors Fees falling Good international investing Correction about how long it takes employee contributions to reach providers Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast...

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NZ Herald 2 September 2023

mary — Fri, 01 Sep 2023 12:00:49 +0000

Be brave about daughter’s KiwiSaver Would this be fairer to withdrawing investors? A call for Contact Energy to be clearer Upside, Downside: Risky behaviour: Failing to diversify within each type of asset QMy daughter was born in 2014, and we immediately took out a KiwiSaver in her name. We have regularly saved into her account and added FlyBuy top ups of about $300 per year. I have always saved...

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NZ Herald 29 April 2023

mary — Fri, 28 Apr 2023 12:00:03 +0000

Rental property not always the winner over managed funds The risk of borrowing to invest 9 lessons learnt Move to growth fund made big difference We don’t like shopping! “Spend more” message is not for everyone QIn response to last week’s person who had poor results from managed fund investments, and praised rental investment, I want to provide a different result from very similar investments.

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NZ Herald 18 March 2023

mary — Fri, 17 Mar 2023 11:00:42 +0000

Equity in your house is not “dead” money How US bank got caught out with government bonds Safety of NZ bank deposits if the bank fails 3 readers respond to last week’s condescending letter about laddering QAs the recent International Women’s Day passed, I feel proud that I bought my own home as a single woman, with KiwiSaver, in 2011, age 37 (after reading “Get Rich Slow” a few years...

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NZ Herald 11 March 2023

mary — Fri, 10 Mar 2023 11:00:27 +0000

Why 2022 was a rare bad year for KiwiSaver Reader misses the point about laddering term deposits Some sympathy for banks over credit card payments Tax and international shares — not the most important factor QI read recently that the total value of all KiwiSaver balances dropped $3 billion during 2022, according to the Reserve Bank. Meanwhile, Inland Revenue says members contributed $9.3 billion.

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NZ Herald 4 March 2023

mary — Fri, 03 Mar 2023 11:00:59 +0000

Australian share market moves like ours, despite industry differences One way to deal with Aussie shares if your partner dies… … And another Banks should teach their staff about laddering Is bank over-protective about credit cards? QRe your comment last week that the Aussie share market probably moves most closely to the New Zealand one, it may do from an index fund point of view...

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NZ Herald 25 February 2023

mary — Fri, 24 Feb 2023 11:00:10 +0000

You don’t need to own a home to do well financially Get rid of Aussie shares says widower Reconsider insurance needs as your situation changes When switching KiwiSaver providers works best QI am 25 years old, maximise my contributions to KiwiSaver and am in a growth fund. I currently have $17,000 there, and another $20,000 in various index funds through Sharesies. I try to save an additional $850...

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