Insurance – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 06 Nov 2026 12:07:28 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 7 November 2026 https://maryholm.com/nz-herald-7-november-2026/ Fri, 06 Nov 2026 11:00:37 +0000 https://maryholm.com/?p=12894 Go to the beach when your managed fund dips Property is not liquid, but… Buy a rental elsewhere while being a tenant yourself? Disabled woman’s KiwiSaver balance challenged Letter last time “staggeringly mean” QI am a single, mid-thirties female. About 45 days ago I started a new job with a significant pay cut. I also invested 30% of my savings in managed funds, with about 50%

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NZ Herald 24 October 2026 https://maryholm.com/nz-herald-24-october-2026/ Fri, 23 Oct 2026 11:00:20 +0000 https://maryholm.com/?p=12884 More saving is not for everyone A way around “too much AI” in share funds Reader’s complaint seems mean “Sneakers guy” last time deserves praise Get the right sort of life insurance OK to move for cheaper housing? “I won’t browse there!” Mary talking in Tauranga QI think you should be more direct in encouraging people to save for retirement.

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NZ Herald 10 October 2026 https://maryholm.com/nz-herald-10-october-2026/ Fri, 09 Oct 2026 11:00:16 +0000 https://maryholm.com/?p=12879 Life insurance important for family — and maybe a house? Disabled sister’s KiwiSaver probably not an issue Mum gets her cushion “Stop browsing and spend!” Fly and SKI with retirement savings Muslim attitude to wealth QI have been reading your work for years now, even purchased your book Rich Enough? A laid-back guide for every Kiwi when it first came out. I was born and raised in...

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RNZ Radio 1 October 2026 https://maryholm.com/rnz-radio-1-october-2026/ Thu, 01 Oct 2026 02:15:44 +0000 https://maryholm.com/?p=12876 Why have it? Premiums are rising. Self-insure instead? Psychology of health insurance How to keep costs down Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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NZ Herald 14 March 2026 https://maryholm.com/nz-herald-14-march-2026/ Fri, 13 Mar 2026 11:00:04 +0000 https://maryholm.com/?p=12758 Should 78-year-old sell her home to neighbours and rent from them? Life insurance no longer needed Does CPI inflation include surcharges? Modern caravans not like the old days Many ideas for spending inheritance 2 Q&As on ethics around student loans QMy mum (78) lives alone in a house in Sandringham worth about $1.5 million. She’s currently still working full time but probably not for...

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NZ Herald 13 September 2025 https://maryholm.com/nz-herald-13-september-2025/ Fri, 12 Sep 2025 12:00:32 +0000 https://maryholm.com/?p=12646 Where to put proceeds from downsizing house Consider non-banks for term deposits — but is it easy? 2 Q&As on the best way to do health insurance Fairness and KiwiSaver contributions to over-65s Employers’ role in KiwiSaver … and one former employer’s good approach QI’ve recently downsized my house and have money to invest, which I intend to leave until I retire in 10...

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NZ Herald 6 September 2025 https://maryholm.com/nz-herald-6-september-2025/ Fri, 05 Sep 2025 12:00:44 +0000 https://maryholm.com/?p=12641 Deposit compensation up and running What if someone pulls out of the scheme? KiwiSaver total remuneration defended What’s fair for over-65s in KiwiSaver? Total remuneration tempts people, who will later regret it Best way to self insure for health costs Couple has been lucky with health — so far! QI was following with interest the moves to introduce savings guarantees...

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NZ Herald 30 August 2025 https://maryholm.com/nz-herald-30-august-2025/ Fri, 29 Aug 2025 12:00:05 +0000 https://maryholm.com/?p=12634 Biggest KiwiSaver provider ANZ’s policy not good for employees Couple are perfect candidates for reverse mortgage Are health insurance premiums negotiable? Some fans of health insurance QSomething that’s been a bugbear of mine is that ANZ, as the largest KiwiSaver provider and one of the largest employers in the country, does not offer KiwiSaver employer contributions for a large...

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NZ Herald 23 August 2025 https://maryholm.com/nz-herald-23-august-2025/ Fri, 22 Aug 2025 12:00:01 +0000 https://maryholm.com/?p=12625 Scam warning Good way to help family members with a mortgage Don’t try to predict share crashes — it doesn’t work 2 Q&As on why you may not need health insurance A Facebook page and an entry in Instagram have recently appeared claiming to be mine, and suggesting people join me in some investments. I have nothing to do with this, and I’m trying to get it taken down.

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