Gold – Mary Holm

NZ Herald 29 November 2025

mary — Fri, 28 Nov 2025 11:00:48 +0000

Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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NZ Herald 22 November 2025

mary — Fri, 21 Nov 2025 11:00:16 +0000

House-sitting their way to home ownership — and keeping debt down Gold v share funds v rental property Is burying your gold a good idea? Unusual Simplicity fund investments Correction on share fund tax QI’m a 33-year-old woman and house-sit full-time with my partner to save paying rent. We are currently waiting to finalise the purchase of 825 square metres of land, which we expect to settle...

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NZ Herald 15 November 2025

mary — Fri, 14 Nov 2025 11:00:13 +0000

Is it time to move out of growth funds? Bank KiwiSaver funds not in compensation scheme Gold v shares? What about costs? Preference shares not an alternative for term deposits QI’m reading a lot about the AI tech stock bubble heading towards bursting and bringing the markets down with it. Now I have always followed your “hold your nerve through the bad time” approach.

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NZ Herald 8 November 2025

mary — Fri, 07 Nov 2025 11:00:58 +0000

How gold compares with shares over the short and long term Property fund wrong for 92-year-old Is this a good time to reduce KiwiSaver risk? Cash fund? Term deposits? A bit of both Reader unfair about last week’s Q&A QI started investing in gold when I was 9, with one gold coin gifted by my aunt. During my working life, I remembered her advice to always ensure that part of my portfolio...

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NZ Herald 31 May 2025

mary — Fri, 30 May 2025 12:00:09 +0000

Another good reason to get children into KiwiSaver KiwiSaver works well in retirement Keep life insurance for ex? Gold has seen big losses as well as gains One way to plan savings in retirement QAs a grandparent of five, aged between 4 and 10, I have opened a Sharesies account in the Smart US Large Growth ETF fund for each of them, investing a very small regular amount each month.

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NZ Herald 24 May 2025

mary — Fri, 23 May 2025 12:00:24 +0000

What, exactly, are bonds? And are they safe? Are bonds no longer behaving as they should? Industry man defends gold Just 2 KiwiSaver providers won’t let you do this Last week’s correspondent “naïve” about tax on rental income QWhy will no one explain all the jargon that surrounds bonds? I have asked you about three or four times to explain bonds, I have asked my stockbroker to explain bonds...

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NZ Herald 17 May 2025

mary — Fri, 16 May 2025 12:00:17 +0000

Gold not the answer for this reader “Should I or shouldn’t I reduce risk?” Couple’s tax idea not fair A reverse mortgage in a retirement village? Can move KiwiSaver overseas with you QI am aged 72, retired two years ago. I have a mortgage-free unit worth about $650,000, and $114,000 in a KiwiSaver conservative fund. I’m too scared to look at the balance as it will have dropped. I also have $40...

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NZ Herald 29 March 2025

mary — Fri, 28 Mar 2025 11:00:39 +0000

Put inheritance in finance company deposits? Should badly advised readers hire a lawyer? Bad advice ruined retirement Tax deductions might help couple Spend savings before postponing rates Psychology and selling gradually KiwiSaver funds usually unit trusts The maths of dollar cost averaging QI am wondering if you are doing a current update on investing, considering gold’s rise etc etc.

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RNZ Radio 13 March 2025

mary — Thu, 13 Mar 2025 02:15:29 +0000

A listener’s email about children’s KiwiSavers, but it applies to everyone Don’t judge performance over short periods Stick with growth fund if not spending the money soon Contributing in downturns is a plus! How to support children and young adults in KiwiSaver Answers to listener Qs on KiwiSaver and market volatility Listen to the segment below, or click here to read Radio NZ’s summary.

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NZ Herald 30 November 2024

mary — Fri, 29 Nov 2024 11:00:20 +0000

How pensioner can take friend into her home Gold tax not new Is this column moving towards more rich people’s letters? Rich not all financially savvy Retire gradually if possible Reader wants a break for boomers QI’d appreciate your help with a recent distressing situation where a close friend required assessment for respite care and, subsequently, a long-term care bed. It was impossible to find...

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