Gearing – Mary Holm

NZ Herald 29 November 2025

mary — Fri, 28 Nov 2025 11:00:48 +0000

Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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NZ Herald 22 November 2025

mary — Fri, 21 Nov 2025 11:00:16 +0000

House-sitting their way to home ownership — and keeping debt down Gold v share funds v rental property Is burying your gold a good idea? Unusual Simplicity fund investments Correction on share fund tax QI’m a 33-year-old woman and house-sit full-time with my partner to save paying rent. We are currently waiting to finalise the purchase of 825 square metres of land, which we expect to settle...

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NZ Herald 20 September 2025

mary — Fri, 19 Sep 2025 12:00:42 +0000

Buying a rental not a good idea for 69-year-old A way for kids’ KiwiSavers to grow fast Fund closures worry a reader Trusts and other depositors covered by compensation scheme Smart device required for this bank account QMy father has never been into the money part. He is 69, a single pensioner in a fully paid for home, and has around $30,000 of savings he’s itching to do something...

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NZ Herald 26 April 2025

mary — Fri, 25 Apr 2025 12:00:53 +0000

Home ownership v shares KiwiSaver funds beat inflation Deposit compensation list released Should woman borrow more than she needs? Where to get into on reverse mortgages and home reversion Boost KiwiSaver contributions any time Shorter questions please Q“There really are two kinds of people in this country; those who would rather own their home outright, even though the math shows that you’d...

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NZ Herald 22 March 2025

mary — Fri, 21 Mar 2025 11:00:24 +0000

Couple should complain about adviser — and sell investment This trick doesn’t work for selling Where to get help on veterans’ pensions Apartment prices haven’t grown as fast 2 ways for retirees to delay paying rates How retirement spending rule works QWe’re considering exiting an investment, but if we do we’d be realising a loss. But there’s a risk the loss could be bigger if we...

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NZ Herald 25 November 2023

mary — Fri, 24 Nov 2023 11:00:48 +0000

This article was published on 25 November 2023. Some information may be out of date. Get rid of the rental and get on with enjoying life! Reader gets it upside down on KiwiSaver fees When it’s good to be in more than one KiwiSaver fund Rental property not all that “safe(ish)” Shares are a great alternative to property QWe are a married couple in our early 30s and bought our first home five years...

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NZ Herald 29 April 2023

mary — Fri, 28 Apr 2023 12:00:03 +0000

This article was published on 29 Apr 2023. Some information may be out of date. Rental property not always the winner over managed funds The risk of borrowing to invest 9 lessons learnt Move to growth fund made big difference We don’t like shopping! “Spend more” message is not for everyone QIn response to last week’s person who had poor results from managed fund investments...

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NZ Herald 25 February 2023

mary — Fri, 24 Feb 2023 11:00:10 +0000

This article was published on 25 February 2023. Some information may be out of date. You don’t need to own a home to do well financially Get rid of Aussie shares says widower Reconsider insurance needs as your situation changes When switching KiwiSaver providers works best QI am 25 years old, maximise my contributions to KiwiSaver and am in a growth fund. I currently have $17,000 there...

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NZ Herald 3 September 2022

mary — Fri, 02 Sep 2022 12:00:36 +0000

This article was published on 3 September 2022. Some information may be out of date. Aggressive KiwiSaver funds can work well … And here’s an even riskier one Can overseas daughter join KiwiSaver? What happens to KiwiSaver money when the member dies QI’ve just switched to the Kernel High Growth KiwiSaver fund, as I wanted low fees, index investing, and I won’t touch KiwiSaver for a couple of...

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RNZ Radio 19 May 2022

mary — Thu, 19 May 2022 03:15:46 +0000

This article was published on 19 May 2022. Some information may be out of date. Listeners’ questions covering: Tax changes Politics Tenant issues Incentive to save by paying down debt Property managers The pluses and minuses of gearing — borrowing to invest Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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