Foreign exchange – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Thu, 13 Feb 2025 22:29:00 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 30 January 2025 https://maryholm.com/rnz-radio-30-january-2025/ Thu, 30 Jan 2025 02:14:46 +0000 https://maryholm.com/?p=12353 2024 — good year in NZ shares, but even better elsewhere Fall in Kiwi dollar contributed Should look longer term How to invest in international shares Disloyal to NZ? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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RNZ Radio 12 October 2023 https://maryholm.com/rnz-radio-12-october-2023/ Thu, 12 Oct 2023 02:10:08 +0000 https://maryholm.com/?p=11887 This article was published on 12 October 2023. Some information may be out of date. Taxi driver’s story Research — regular investors do better What is dollar cost averaging, and why does it work? Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels Other advantages Listen to the segment below, or click here to read Radio NZ’s summary.

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NZ Herald 30 October 2021 https://maryholm.com/nz-herald-30-october-2021/ Fri, 29 Oct 2021 04:40:00 +0000 https://maryholm.com/?p=11109 This article was published on 30 October 2021. Some information may be out of date. What is the difference between investing and gambling? Do over-65s pay their way in terms of tax and NZ Super? Reader has a perfect job for someone over 70 2 Q&As about selling rentals in retirement and what to do with the money… … And a retired reader who has no intention of selling his rentals QHere’s the...

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NZ Herald 22 August 2020 https://maryholm.com/nz-herald-22-august-2020/ Fri, 21 Aug 2020 12:00:12 +0000 https://maryholm.com/?p=10282 This article was published on 22 August 2020. Some information may be out of date. When family trusts cut new partners out of assets, please talk about it Self-employed person should keep contributing to KiwiSaver Should reader send money back home to NZ from Canada? 3 choices for man with extraordinarily bad luck with money QI know of one woman who in her second marriage (now in her 70s) has...

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RNZ Radio 16 July 2020 https://maryholm.com/rnz-radio-16-july-2020/ Thu, 16 Jul 2020 03:15:29 +0000 https://maryholm.com/?p=10212 This article was published on 16 July 2020. Some information may be out of date. You don’t forget it! Easier to budget Probable better return in KiwiSaver than in bank Most importantly — spread your contributions out. Dollar cost averaging in other situations: employees in KiwiSaver, other savings, moving from one risk level to another, moving money between countries What about when you have a...

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RNZ Radio 2 July 2020 https://maryholm.com/rnz-radio-2-july-2020/ Thu, 02 Jul 2020 03:15:48 +0000 https://maryholm.com/?p=10194 This article was published on 2 July 2020. Some information may be out of date. Which is better for you — NZ or international investing? Which is better for New Zealand as a whole? How to invest internationally How to tell if your KiwiSaver fund is mostly NZ assets — not easy Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 18 April 2020 https://maryholm.com/nz-herald-18-april-2020/ Fri, 17 Apr 2020 20:54:22 +0000 https://maryholm.com/?p=10007 This article was published on 18 April 2020. Some information may be out of date. New share investors should skip single shares and use a fund Short-term share trading up — but most people don’t win Index funds proving themselves in down markets How “Preservation Fund” lost money — and is it better than bank term deposit? Angry reader wants gold in NZ dollars — but would it boost his case?

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Money Talk April 2020 https://maryholm.com/money-talk-april-2020/ Thu, 16 Apr 2020 21:13:40 +0000 https://maryholm.com/?p=10001 This article was published on 17 April 2020. Some information may be out of date. The same applies to saving in higher-risk KiwiSaver and non-KiwiSaver funds — usually called growth funds or aggressive funds — which largely invest in shares. This does NOT mean it’s best to avoid shares. They bring higher average returns over the long term. But it’s foolhardy to put money you expect to spend within...

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NZ Herald 14 March 2020 https://maryholm.com/nz-herald-14-march-2020/ Fri, 13 Mar 2020 11:00:08 +0000 https://maryholm.com/?p=9887 This article was published on 14 March 2020. Some information may be out of date. How to replace a condescending financial adviser Okay, reader can time the market a little … … and what Baron Rothschild said about that Moving KiwiSaver money should have nothing to do with the economy Why drip feeding is best — it’s partly psychological QI am in my 60s and have a large sum invested with one of the...

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NZ Herald 22 February 2020 https://maryholm.com/nz-herald-22-february-2020/ Fri, 21 Feb 2020 11:00:08 +0000 https://maryholm.com/?p=9868 This article was published on 22 February 2020. Some information may be out of date. Should an 18-year-old get a credit card? Money questions for 20-somethings How can last week’s FIRE fan make it work? Beneficiaries should get more, and non-beneficiaries should quit KiwiSaver — reader DIY investing in Australia not difficult, says reader QI am 17 and I will be turning 18 in June.

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