Fixed interest investments – Mary Holm

NZ Herald 15 November 2025

mary — Fri, 14 Nov 2025 11:00:13 +0000

Is it time to move out of growth funds? Bank KiwiSaver funds not in compensation scheme Gold v shares? What about costs? Preference shares not an alternative for term deposits QI’m reading a lot about the AI tech stock bubble heading towards bursting and bringing the markets down with it. Now I have always followed your “hold your nerve through the bad time” approach.

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NZ Herald 1 November 2025

mary — Fri, 31 Oct 2025 11:00:57 +0000

Splurging in retirement not so bad Government’s unrealistic expectations on KiwiSaver Index funds are not for the short term 2 Q&As on cash fund investments and risk QI thought I would tell you my story of not being careful with money. We sold a property in Auckland 10 years ago. We came down to the Coromandel and thought it would be a nice place to live. We bought a two-storey house in...

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NZ Herald 10 May 2025

mary — Fri, 09 May 2025 12:00:06 +0000

Higher returns but no higher risk? When a KiwiSaver fund falters … … And what about cyberattacks on funds? Why I was negative last week Don’t close KiwiSaver account QI note that the new Depositor Compensation Scheme (DCS) begins in July. Interest.co.nz lists a number of non-bank deposit takers on its Saving page who are covered under this scheme. Many have returns higher than banks (e.g.

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NZ Herald 29 March 2025

mary — Fri, 28 Mar 2025 11:00:39 +0000

Put inheritance in finance company deposits? Should badly advised readers hire a lawyer? Bad advice ruined retirement Tax deductions might help couple Spend savings before postponing rates Psychology and selling gradually KiwiSaver funds usually unit trusts The maths of dollar cost averaging QI am wondering if you are doing a current update on investing, considering gold’s rise etc etc.

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RNZ Radio 22 February 2024

mary — Thu, 22 Feb 2024 02:15:36 +0000

This article was published on 22 February 2024. Some information may be out of date. 4 questions about personal finance Old did better than young, and women did better than men 7 reasons given for skipping KiwiSaver are all faulty Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

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NZ Herald 9 September 2023

mary — Fri, 08 Sep 2023 12:00:21 +0000

This article was published on 9 September 2023. Some information may be out of date. Owner of rental shouldn’t give up and sell Buy Hamilton house now or later? Upside Downside: Risky behaviour: Putting short-term money in volatile investments Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of QI own two properties — one of which I bought at the peak of the...

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NZ Herald 2 September 2023

mary — Fri, 01 Sep 2023 12:00:49 +0000

This article was published on 2 September 2023. Some information may be out of date. Be brave about daughter’s KiwiSaver Would this be fairer to withdrawing investors? A call for Contact Energy to be clearer Upside, Downside: Risky behaviour: Failing to diversify within each type of asset QMy daughter was born in 2014, and we immediately took out a KiwiSaver in her name. We have regularly saved...

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RNZ Radio 3 August 2023

mary — Thu, 03 Aug 2023 03:14:59 +0000

This article was published on 3 August 2023. Some information may be out of date. Email asks: 4.5% in bank or use KiwiSaver? Where to put short-term, medium-term and long-term money What are cash funds? How they compare with bank term deposits How to find a cash fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 1 April 2023

mary — Fri, 31 Mar 2023 11:00:13 +0000

This article was published on 1 April 2023. Some information may be out of date. KiwiSaver “sidecar” emergency account would work well Even Buffett likes index funds Longer-term deposits usually pay more, despite current rates One reader wants all short-term deposits… … While another wants all long-term ones Correction QAn idea came to me as to why you couldn’t operate two KiwiSaver accounts...

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NZ Herald 18 March 2023

mary — Fri, 17 Mar 2023 11:00:42 +0000

This article was published on 18 March 2023. Some information may be out of date. Equity in your house is not “dead” money How US bank got caught out with government bonds Safety of NZ bank deposits if the bank fails 3 readers respond to last week’s condescending letter about laddering QAs the recent International Women’s Day passed, I feel proud that I bought my own home as a single woman...

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