Finance company investments – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 15 May 2026 11:41:54 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 14 May 2026 https://maryholm.com/rnz-radio-14-may-2026/ Thu, 14 May 2026 03:15:55 +0000 https://maryholm.com/?p=12792 What is covered and what not? How to make the most of it Use a higher-risk deposit taker to get more interest? Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let&#

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NZ Herald 18 October 2025 https://maryholm.com/nz-herald-18-october-2025/ Fri, 17 Oct 2025 11:00:00 +0000 https://maryholm.com/?p=12673 Retirees plan to sell home, rent, and have fun How compensation works if finance company fails Your KiwiSaver tax rate is checked by Inland Revenue Clarification on tax when you rent out your bach QDo you see anything wrong with this scenario? My wife and I are in our early 70s, with limited savings and a mortgage-free house that is worth around $750,000 in today’s market. So we can do more...

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NZ Herald 6 September 2025 https://maryholm.com/nz-herald-6-september-2025/ Fri, 05 Sep 2025 12:00:44 +0000 https://maryholm.com/?p=12641 Deposit compensation up and running What if someone pulls out of the scheme? KiwiSaver total remuneration defended What’s fair for over-65s in KiwiSaver? Total remuneration tempts people, who will later regret it Best way to self insure for health costs Couple has been lucky with health — so far! QI was following with interest the moves to introduce savings guarantees...

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NZ Herald 10 May 2025 https://maryholm.com/nz-herald-10-may-2025/ Fri, 09 May 2025 12:00:06 +0000 https://maryholm.com/?p=12524 Higher returns but no higher risk? When a KiwiSaver fund falters … … And what about cyberattacks on funds? Why I was negative last week Don’t close KiwiSaver account QI note that the new Depositor Compensation Scheme (DCS) begins in July. Interest.co.nz lists a number of non-bank deposit takers on its Saving page who are covered under this scheme. Many have returns higher than banks (e.g.

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NZ Herald 12 April 2025 https://maryholm.com/nz-herald-12-april-2025/ Fri, 11 Apr 2025 12:00:16 +0000 https://maryholm.com/?p=12481 He quit KiwiSaver before the downturn, but what now? Conservative fund versus term deposits Finance company interest rates after Depositor Compensation starts Wisdom from her Scottish forebears An alternative to reverse mortgages…. … and the 2 options compared WIN A BOOK! QPhew, good thing I divested from KiwiSaver a little while ago, and went into bank term deposits. AOkay, I’ll admit your timing...

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NZ Herald 5 April 2025 https://maryholm.com/nz-herald-5-april-2025/ Fri, 04 Apr 2025 11:00:58 +0000 https://maryholm.com/?p=12424 Slow down huge mortgage payments and live a little … … Similar for couple in 60s — spend that KiwiSaver Misunderstanding about reverse mortgages Is Warren Buffett’s company still best investment? 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver QI have been following your advice to pay my mortgage as quickly as possible since selling and buying a new home mid last...

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NZ Herald 29 March 2025 https://maryholm.com/nz-herald-29-march-2025/ Fri, 28 Mar 2025 11:00:39 +0000 https://maryholm.com/?p=12417 Put inheritance in finance company deposits? Should badly advised readers hire a lawyer? Bad advice ruined retirement Tax deductions might help couple Spend savings before postponing rates Psychology and selling gradually KiwiSaver funds usually unit trusts The maths of dollar cost averaging QI am wondering if you are doing a current update on investing, considering gold’s rise etc etc.

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NZ Herald 17 August 2024 https://maryholm.com/nz-herald-17-august-2024/ Fri, 16 Aug 2024 12:00:52 +0000 https://maryholm.com/?p=12198 Grandpa teaches money in a fun way Ideas for term depositors facing lower interest When to switch KiwiSaver providers — and when not to Far away rental could be worrying Making the most of tax cuts and mortgage interest cuts QWhen we were about to fly home after visiting our grandchildren on the Gold Coast in May 2013, we were having a coffee with our daughter and the three young kids at the Gold...

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RNZ Radio 3 August 2023 https://maryholm.com/rnz-radio-3-august-2023/ Thu, 03 Aug 2023 03:14:59 +0000 https://maryholm.com/?p=11776 This article was published on 3 August 2023. Some information may be out of date. Email asks: 4.5% in bank or use KiwiSaver? Where to put short-term, medium-term and long-term money What are cash funds? How they compare with bank term deposits How to find a cash fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 3 June 2023 https://maryholm.com/nz-herald-3-june-2023/ Fri, 02 Jun 2023 12:00:34 +0000 https://maryholm.com/?p=11686 This article was published on 3 June 2023. Some information may be out of date. How could I resist? Quite easily, actually A short-term reverse mortgage works well for this reader… … But rates postponement might be better for this one Don’t overlook other banks’ term deposits Column helps with recovery from accident House deposit money better in the bank QWant to become a millionaire?

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