Economy – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 09 Aug 2024 23:02:01 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 10 August 2024 https://maryholm.com/nz-herald-10-august-2024/ Fri, 09 Aug 2024 12:00:28 +0000 https://maryholm.com/?p=12191 This article was published on 10 August 2024. Some information may be out of date. 2 painless ways to ease money worries KiwiSaver or not after 65? Is this a good time to sell the rental? A tip for travellers Check out Money Month QHow do other people think about money? I earn a reasonable salary and own my own home, but I constantly think about money. For example, how much is in the cheque...

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NZ Herald 16 December 2023 https://maryholm.com/nz-herald-16-december-2023/ Fri, 15 Dec 2023 11:00:11 +0000 https://maryholm.com/?p=11947 This article was published on 16 December 2023. Some information may be out of date. Do fund managers “do nothing but take fees”? A good alternative to KiwiSaver hardship withdrawals Switching to a cheaper rental property has its pluses Control inflation by raising KiwiSaver contributions? QI am not a fan of fund managers. They do nothing but take fees. In the last six months I’ve been managing my...

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NZ Herald 19 August 2023 https://maryholm.com/nz-herald-19-august-2023/ Fri, 18 Aug 2023 12:00:34 +0000 https://maryholm.com/?p=11803 This article was published on 19 August 2023. Some information may be out of date. Cutting back on spending won’t do the harm reader expects Not a good reason to avoid index funds So the market looks worrying? Stay put! 2 views on giving to grandchildren KiwiSaver withdrawal process angers reader QYes, we should all reduce our spending, as you suggested last week, and put the savings to good use.

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NZ Herald 5 November 2022 https://maryholm.com/nz-herald-5-november-2022/ Fri, 04 Nov 2022 11:00:03 +0000 https://maryholm.com/?p=11439 This article was published on 5 November 2022. Some information may be out of date. Tips for student soon to start university — including “have fun!” Should granddaughter stop KiwiSaver while on leave? Banks “cavalier to consumers” Will you lose money permanently higher-risk KiwiSaver funds? Why moving funds is like moving houses QI am a single mum with my eldest child off to university next year.

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NZ Herald 8 October 2022 https://maryholm.com/nz-herald-8-october-2022/ Fri, 07 Oct 2022 11:00:28 +0000 https://maryholm.com/?p=11412 This article was published on 8 October 2022. Some information may be out of date. Getting out of share market is not wise Keep an eye on economic numbers — but not to predict share markets Did reader lose during KiwiSaver provider transfer? No, don’t cut your contributions! Reduce risk on spending money Should older investors stick with term deposits? 2 readers sing the praises of cross lease...

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Getting a KiwiSaver WOF https://maryholm.com/getting-a-kiwisaver-wof/ Wed, 29 Jun 2022 23:48:53 +0000 https://maryholm.com/?p=9902 This article was last updated on 30 June 2022. Some information may be out of date. Worried about how market wobbles affect your KiwiSaver investment, and wondering what to do about it? Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since. Or perhaps you’re somewhere in between? Whatever your situation, it’s highly likely you’re not getting as much...

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NZ Herald 3 April 2021 https://maryholm.com/nz-herald-3-april-2021/ Fri, 02 Apr 2021 11:00:37 +0000 https://maryholm.com/?p=10800 This article was published on 3 April 2021. Some information may be out of date. Reader hurt two ways by government housing changes Why older landlords might be happy to sell House price slide might be no bad thing Were these tenants treated badly? Generous landlord might attract Inland Revenue’s eye … … An example of this QI have recently purchased my first home after saving hard and making a...

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NZ Herald 6 June 2020 https://maryholm.com/nz-herald-6-june-2020/ Fri, 05 Jun 2020 12:00:49 +0000 https://maryholm.com/?p=10167 This article was published on 6 June 2020. Some information may be out of date. My expertise on cows and farmers’ markets is called into question… … Nonetheless, my comments last week helped reader KiwiSaver becoming workable for people with special needs Change KiwiSaver provider any time, but take care with changing funds Who does government borrow from, and how? Are we likely to see negative...

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NZ Herald 28 March 2020 https://maryholm.com/nz-herald-28-march-2020/ Fri, 27 Mar 2020 11:00:42 +0000 https://maryholm.com/?p=9911 This article was published on 28 March 2020. Some information may be out of date. Reassurance for share owners — based on holiday home value 2 readers worry that their bank savings are in danger Clever timing with KiwiSaver moves unlikely to work out well A note to other concerned correspondents QFor everyone who is feeling despondent about the unnerving fall in share markets at present...

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RNZ Radio 26 March 2020 https://maryholm.com/rnz-radio-26-march-2020/ Thu, 26 Mar 2020 01:39:28 +0000 https://maryholm.com/?p=9899 This article was published on 26 March 2020. Some information may be out of date. Whether you’re worried about the market downturn or just want to use some spare time productively, now is a good time to check you’re doing as well as you can (you’re probably not!) in KiwiSaver. Learn what you should do if: You’re not contributing You don’t know which provider you’re with, or which fund...

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