Dividends – Mary Holm

NZ Herald 31 January 2026

mary — Fri, 30 Jan 2026 11:00:38 +0000

Note to readers: fortnightly column Couple in 70s should sell 1 of 2 rentals and relax How to invest savings in retirement … … and for other goals such as uni The power of reinvesting dividends — and when not to What if KiwiSaver access age rises? From now on this column will be published fortnightly. I’ve got books to write and other plans to keep me busy. But I still love receiving your...

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NZ Herald 14 December 2024

mary — Fri, 13 Dec 2024 11:00:50 +0000

Sorry but a motorhome is not a home! Don’t forget dividends when judging ETF performance Could a US share crash be coming? A warning about charity donations, but…. Defending luck, again! Means testing NZ Super not the answer QI’ve just read about a couple cashing in their KiwiSaver balances to buy their first home. They plan to start saving again for retirement in their 50s. This has got me...

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NZ Herald 5 October 2024

mary — Fri, 04 Oct 2024 11:00:14 +0000

Let’s tax capital gains! 2 Q&As on what to do with shares from work schemes Big dividends are not the point Reader disgusted with using student loan to buy home Man should still have a will Shop around for estate quotes QI have a rental property purchased for $187,000, which is rented to my parents for the last 13 years and is now worth about $700,000. I keep on hearing this capital gain tax...

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NZ Herald 28 September 2024

mary — Fri, 27 Sep 2024 12:00:57 +0000

Okay to use a student loan to buy a house — financially and ethically? Investing for dividends has drawbacks Where are longer-term KiwiSaver returns? Government KiwiSaver boosts dwindle Write a will! What are the costs? QOur daughter is in her fourth year of uni, with three more to go for her PhD. She has been lucky enough that scholarships and savings have covered all her uni fees and living...

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NZ Herald 21 September 2024

mary — Fri, 20 Sep 2024 12:00:51 +0000

Laddering a mortgage can work well All Lotto profits go to grants Lotto expenses explained Good to invest for the dividends? Saving for grandkids within your own KiwiSaver QLong-time readers, first-time writers! Like many, we are trying to work out the best way to re-fix our mortgage, and the six-month fixed term is about to expire in a couple of weeks at the end of the month. Our questions are:

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NZ Herald 20 May 2023

mary — Fri, 19 May 2023 12:00:12 +0000

This article was published on 20 May 2023. Some information may be out of date. How to avoid the boss’s meanness — a different way to contribute to KiwiSaver Credit card interest rise alarming Don’t bail out of KiwiSaver Funds’ relative performance all over the place 2 more providers let you withdraw dividends from funds — which can work well in retirement A reader’s story:

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NZ Herald 13 May 2023

mary — Fri, 12 May 2023 12:00:37 +0000

This article was published on 13 May 2023. Some information may be out of date. Rental property comparison with KiwiSaver not valid Working out your true income can help you curb spending How reader can keep getting some benefits after 65 A pity more managed fund providers don’t distribute dividends to investors A reader’s story: Recovery from divorce, and 21st birthday presents QYour reader — in...

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NZ Herald 18 March 2023

mary — Fri, 17 Mar 2023 11:00:42 +0000

This article was published on 18 March 2023. Some information may be out of date. Equity in your house is not “dead” money How US bank got caught out with government bonds Safety of NZ bank deposits if the bank fails 3 readers respond to last week’s condescending letter about laddering QAs the recent International Women’s Day passed, I feel proud that I bought my own home as a single woman...

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NZ Herald 11 March 2023

mary — Fri, 10 Mar 2023 11:00:27 +0000

This article was published on 11 March 2023. Some information may be out of date. Why 2022 was a rare bad year for KiwiSaver Reader misses the point about laddering term deposits Some sympathy for banks over credit card payments Tax and international shares — not the most important factor QI read recently that the total value of all KiwiSaver balances dropped $3 billion during 2022...

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NZ Herald 15 October 2022

mary — Fri, 14 Oct 2022 11:00:20 +0000

This article was published on 15 October 2022. Some information may be out of date. Does laddering term deposits work well in volatile markets Reader takes a wise longer-term view of share markets How some KiwiSaver providers use — and charge members for — financial advice Moving providers is ok in volatile markets — but ask adviser what’s in it for you QMy husband and I retire soon and currently...

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