Charities – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 28 Nov 2025 22:44:33 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 NZ Herald 29 November 2025 https://maryholm.com/nz-herald-29-november-2025/ Fri, 28 Nov 2025 11:00:48 +0000 https://maryholm.com/?p=12714 Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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RNZ Radio 14 August 2025 https://maryholm.com/rnz-radio-14-august-2025/ Thu, 14 Aug 2025 03:15:12 +0000 https://maryholm.com/?p=12600 Lack of fund is source of stress Priorities with your money How much? Where to save — including idea for those with mortgages How to build a fund A “charity fund”? If you use the money… Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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NZ Herald 19 July 2025 https://maryholm.com/nz-herald-19-july-2025/ Fri, 18 Jul 2025 12:00:44 +0000 https://maryholm.com/?p=12582 Low-risk way to invest in rentals Another good way to invest in property, but … Easy way to give to charities KiwiSaver versus term deposits in retirement Big KiwiSaver fee savings, and getting risk right Best way to compare KiwiSaver fees QWhat are your thoughts? My dad, an accountant and 78 years old, has been a landlord coming up 55 years, and he’s never once talked about capital...

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RNZ Radio 17 July 2025 https://maryholm.com/rnz-radio-17-july-2025/ Thu, 17 Jul 2025 03:15:10 +0000 https://maryholm.com/?p=12579 What statement tells you Where to get more info on your situation in retirement How tax on KiwiSaver works Make sure you have a will Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate...

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NZ Herald 12 July 2025 https://maryholm.com/nz-herald-12-july-2025/ Fri, 11 Jul 2025 12:00:12 +0000 https://maryholm.com/?p=12575 On benefits and inheritances Why share broker asks all those questions Charities make it too hard to give Landlords worse off than tenants? One landlord’s take on it all More landlords equal lower rents Thanks for running angry letter QI am sending this on behalf of my elderly parents (in their late 70s). My sister is mentally ill and on a sickness benefit. She is 50, and owns her own unit...

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NZ Herald 21 December 2024 https://maryholm.com/nz-herald-21-december-2024/ Fri, 20 Dec 2024 11:00:00 +0000 https://maryholm.com/?p=12328 “It’s fine to tax my gains or estate” NZ Super cheap by world standards 2 Q&As about not means testing Super Don’t retire! Or if you do, volunteer Angry letter about something or other Some kind letters QI’m a boomer who has received a significant tax-free inheritance and has also benefited from untaxed capital gains. I expect my estate will eventually distribute considerable funds when...

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NZ Herald 14 December 2024 https://maryholm.com/nz-herald-14-december-2024/ Fri, 13 Dec 2024 11:00:50 +0000 https://maryholm.com/?p=12321 Sorry but a motorhome is not a home! Don’t forget dividends when judging ETF performance Could a US share crash be coming? A warning about charity donations, but…. Defending luck, again! Means testing NZ Super not the answer QI’ve just read about a couple cashing in their KiwiSaver balances to buy their first home. They plan to start saving again for retirement in their 50s. This has got me...

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RNZ Radio 12 December 2024 https://maryholm.com/rnz-radio-12-december-2024/ Thu, 12 Dec 2024 02:15:57 +0000 https://maryholm.com/?p=12320 Survey on what NZers most and least look forward to at Christmas Alternatives to big gift giving Give to charity in names of your relatives Make plans on Christmas Day and New Year’s Eve Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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NZ Herald 7 December 2024 https://maryholm.com/nz-herald-7-december-2024/ Fri, 06 Dec 2024 11:00:05 +0000 https://maryholm.com/?p=12316 Where to get financial help — some of it free How do bank advisers fit in? Yes, children are learning about money Many over 65 struggle Would Q&A have upset people? What’s luck got to do with it? QI am seeking a recommendation for a financial adviser please. As an early 60s white male, typically hardworking and generous, I have found myself in a pickle and wish to seek sound financial advice.

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NZ Herald 26 October 2024 https://maryholm.com/nz-herald-26-october-2024/ Fri, 25 Oct 2024 11:00:31 +0000 https://maryholm.com/?p=12271 When you don’t need insurance How stay-at-home mum can keep contributing to KiwiSaver Government is not that mean with KiwiSaver! Steven Joyce doesn’t change my mind on CGT Frequent home trader should be paying tax Make a will even if no recognized next of kin Student loans versus NZ Super QWe have built our business for 20 years and managed to amass a net worth of about $15 million.

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