Borrowing – Mary Holm

RNZ Radio 28 May 2026

mary — Thu, 28 May 2026 03:16:50 +0000

Retirement Commission (Te Ara Ahunga Ora) — conference highlights. Stories of financial hardship How financial mentors help — but they’re losing funding How banks are helping Some good news Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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NZ Herald 9 May 2026

mary — Fri, 08 May 2026 12:00:42 +0000

Avoid having both investments and debt… … and therefore skip the mortgage One way to solve NZ Super problem? “Vehement disagreement” over means testing NZ Super NZ on world stage over Super Overseas pensions confiscated? QMy husband and I have both come from financially illiterate and working class families, but have spent the last seven years learning more each year about managing...

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NZ Herald 29 November 2025

mary — Fri, 28 Nov 2025 11:00:48 +0000

Good and bad debt — and when good debt goes bad Cryptocurrency hugely volatile, not for the short term Aliens’ view of gold investments KiwiSaver first home withdrawal when buying bare land Meaningful Christmas presents QIn your last column you repeated the usual mainstream advice of paying down debt before investing. Have you read any of the Value of Debt series by Thomas Anderson?

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NZ Herald 3 May 2025

mary — Fri, 02 May 2025 12:00:41 +0000

Don’t get too confident about your investment skills A way to compare paying down mortgage vs shares Home loans get easier over time Putting “princely sums” in context KiwiSaver returns over a decade How banks lend to retired people Move to new provider, at same risk, any time QI am determined to pass away with all, or as much as possible, of my savings intact, having lived on the interest.

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NZ Herald 26 April 2025

mary — Fri, 25 Apr 2025 12:00:53 +0000

Home ownership v shares KiwiSaver funds beat inflation Deposit compensation list released Should woman borrow more than she needs? Where to get into on reverse mortgages and home reversion Boost KiwiSaver contributions any time Shorter questions please Q“There really are two kinds of people in this country; those who would rather own their home outright, even though the math shows that you’d...

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NZ Herald 11 May 2024

mary — Fri, 10 May 2024 12:00:53 +0000

This article was published on 11 May 2024. Some information may be out of date. How much do you need for retirement? … … One reader is happy with not much Borrowing versus KiwiSaver hardship withdrawal Tax when bullion or crypto is inherited How capital gains tax could handle expenses Do I know enough to write this column? QI quit my job to look after my terminally ill husband. I am 62 years old.

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NZ Herald 20 May 2023

mary — Fri, 19 May 2023 12:00:12 +0000

This article was published on 20 May 2023. Some information may be out of date. How to avoid the boss’s meanness — a different way to contribute to KiwiSaver Credit card interest rise alarming Don’t bail out of KiwiSaver Funds’ relative performance all over the place 2 more providers let you withdraw dividends from funds — which can work well in retirement A reader’s story:

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RNZ Radio 1 December 2022

mary — Thu, 01 Dec 2022 02:15:58 +0000

This article was published on 1 December 2022. Some information may be out of date. Entries into our Christmas book giveaway on who you would give my two latest books to, and why Themes running through the entries, examples and comments The winners Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ...

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RNZ Radio 17 November 2022

mary — Thu, 17 Nov 2022 02:15:12 +0000

This article was published on 17 November 2022. Some information may be out of date. But first: Christmas Gift Book Giveaway. How to enter Offset mortgages Redrawable mortgages Revolving credit mortgages Can you switch to one of these if you already have an ordinary mortgage? A great place for rainy day money Listen to the segment below, or click here to read Radio NZ’s summary.

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NZ Herald 22 October 2022

mary — Fri, 21 Oct 2022 11:00:54 +0000

This article was published on 22 October 2022. Some information may be out of date. When it can be good to be in debt — how rental property works Adviser didn’t listen Are term deposit investors being treated unfairly? How best to turn shares into deposit for child’s home Using KiwiSaver for its lower fees QWe’re just about to pay off the mortgage on our first home in Wellington, hurrah! I&#

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