RNZ Radio – Mary Holm https://maryholm.com NZ's most trusted personal finance journalist Fri, 13 Dec 2024 12:30:42 +0000 en-NZ hourly 1 https://wordpress.org/?v=5.2.21 RNZ Radio 12 December 2024 https://maryholm.com/rnz-radio-12-december-2024/ Thu, 12 Dec 2024 02:15:57 +0000 https://maryholm.com/?p=12320 Survey on what NZers most and least look forward to at Christmas Alternatives to big gift giving Give to charity in names of your relatives Make plans on Christmas Day and New Year’s Eve Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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]]> RNZ Radio 28 November 2024 https://maryholm.com/rnz-radio-28-november-2024/ Thu, 28 Nov 2024 02:15:40 +0000 https://maryholm.com/?p=12310 Applies if married or live together 3+ years, and no pre-nup saying otherwise. How much of your KiwiSaver becomes relationship property. How differences in KiwiSaver balances can be settled. Broke up earlier? You may still be able to get some of partner’s KiwiSaver. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts.

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]]> RNZ Radio 14 November 2024 https://maryholm.com/rnz-radio-14-november-2024/ Thu, 14 Nov 2024 02:15:55 +0000 https://maryholm.com/?p=12296 What men do well with their investments Where there are problems Research on trading frequency What to do with a lump sum Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance.

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]]> RNZ Radio 31 October 2024 https://maryholm.com/rnz-radio-31-october-2024/ Thu, 31 Oct 2024 02:15:57 +0000 https://maryholm.com/?p=12286 FMA’s annual KiwiSaver report: Growth of money in growth funds — and drop in conservative Who is not contributing? Where are we on ethical KiwiSaver funds? Fees fall, but could fall further Switches between funds Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads —...

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]]> RNZ Radio 17 October 2024 https://maryholm.com/rnz-radio-17-october-2024/ Thu, 17 Oct 2024 02:15:01 +0000 https://maryholm.com/?p=12261 How many apply for hardship How we run our credit cards Types of mortgages — what’s best? Use of term deposits Payee confirmation — see who you are paying online Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just generous people like you.

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]]> RNZ Radio 3 October 2024 https://maryholm.com/rnz-radio-3-october-2024/ Thu, 03 Oct 2024 02:15:35 +0000 https://maryholm.com/?p=12250 Markets WILL drop again some time. Your balance may halve. Last big drop — the Covid crash — many reduced risk. How much worse off are they now and in retirement? Only two good reasons to reduce fund risk. Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads — just...

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]]> RNZ Radio 19 September 2024 https://maryholm.com/rnz-radio-19-september-2024/ Thu, 19 Sep 2024 03:15:01 +0000 https://maryholm.com/?p=12236 Produced by Te Ara Ahunga Ora Retirement Commission Doesn’t test financial knowledge, but how well you are coping with your money Brief discussion of what’s behind the questions If you want to read the quiz, go here Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here. No paywalls or ads...

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]]> RNZ Radio 5 September 2024 https://maryholm.com/rnz-radio-5-september-2024/ Thu, 05 Sep 2024 03:15:08 +0000 https://maryholm.com/?p=12226 Some councils offer for everyone, others just for those on lower incomes Frees up money for expenses — or fun! You pay no rates, but owe your council the money — pay back when you sell house or die Some fees plus compounding interest, but house value should grow more than debt Check your council’s website Another idea: pay smaller amounts more often Listen to the segment below, or click here to...

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]]> RNZ Radio 22 August 2024 https://maryholm.com/rnz-radio-22-august-2024/ Thu, 22 Aug 2024 03:15:48 +0000 https://maryholm.com/?p=12212 When your mortgage rate falls, stick to your old payments Save big money on total interest paid Pay off your mortgage years earlier Use the mortgage calculator on Sorted A listener who is using his tax cut to reduce his mortgage Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.

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]]> RNZ Radio 8 August 2024 https://maryholm.com/rnz-radio-8-august-2024/ Thu, 08 Aug 2024 03:15:07 +0000 https://maryholm.com/?p=12190 What are they? How they differ from other, active share funds. NZ research on why they beat active funds over longer term International funds are better How to find KiwiSaver index funds How to find exchange traded funds Money Month on Sorted.org.nz Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s...

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